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Regular Savings Accounts: The Best Currently Available List!

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  • 10_66
    10_66 Posts: 3,460 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    liamcov said:
    Halifax/BOS regular savers

    I have a letter from Halifax saying they will auto renew mine (at the new 1% rate), I just want the account as backup in case rates go further down - is there a minimum amount that needs to be paid in each month? Their website states 'The amount that you save each month can vary but needs to stay between the £25 to £250 monthly limit.' so seems it must be at least £25 a month?

    Although I haven't received a letter yet from BOS I am assuming they will do the same (auto renew) and whatever the answer to the above will be the case for this too?


    It's £25 but note that the Halifax RS and BOS RS T&C aren't exactly the same.

    E.g. Halifax doesn't allow withdrawals.

    The following is from Halifax's terms and conditions for their regular saver:

    "You don’t have to pay in every month, and you can change the amount you save each month at any time"
  • Speculator
    Speculator Posts: 2,356 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just realised that I've not yet opened a Coventry RS issue 4 paying 1.3%.
    I am sure it's allowed but is anyone holding  issue 3 and 4 at the same time? Thanks.
  • Just realised that I've not yet opened a Coventry RS issue 4 paying 1.3%.
    I am sure it's allowed but is anyone holding  issue 3 and 4 at the same time? Thanks.
    It is not allowed and specifically mentioned in T&C that you can only hold one RS at a time.

    That said, I held 2 and 3, until matured this month. No issues.
  • castle96
    castle96 Posts: 2,981 Forumite
    Part of the Furniture 1,000 Posts
    I have 1 x Iss 2 and 2 x Iss 3
  • Gers
    Gers Posts: 13,198 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I had issue 2, 3 and 4 all at once. Issue 2 matured two weeks after I opened issue 3.  Still got 3 and 4.
  • Speculator
    Speculator Posts: 2,356 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks everyone. I will go ahead and open one before they launch issue 5 with lower interest.
  • Usa2019
    Usa2019 Posts: 79 Forumite
    Fourth Anniversary 10 Posts
    edited 25 January 2021 at 8:00PM
    someone said:
    re: Principality "First Home Steps Online"
    I contacted them (mostly to get logged that I had attempted to open the account in the event it was withdrawn). I got a reply saying they was aware of it. I was later able to open the account. Not sure if the issue is fixed or they just fixed it for my login but worth other other posters retry if they had the error previously.
    In order to withdraw money, you need to send them your bank statement for it to linked 
  • SFindlay
    SFindlay Posts: 393 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Does anyone have personal experience of making a 13th payment towards a Cambridge BS Regular saver? Any idea if accepted or just gets returned?? 
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For the Saffron Members Regular Saver, how long has it taken for other's accounts to be opened?  I applied in their online banking last week, but haven't heard anything since.
  • For the Saffron Members Regular Saver, how long has it taken for other's accounts to be opened?  I applied in their online banking last week, but haven't heard anything since.
    I opened this account in Dec and feel sure it was instantly set up, I then had a letter saying account was open and how I could fund it.
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
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