Regular Savings Accounts: The Best Currently Available List!

RosieRooBear

For anyone who has the Hanley Economic Online Regular Saver (NLA), it looks like the rate is remaining at 5.5%

https://www.thehanley.co.uk/savings-rates

simonsmithsays

RosieRooBear said:

For anyone who has the Hanley Economic Online Regular Saver (NLA), it looks like the rate is remaining at 5.5%

https://www.thehanley.co.uk/savings-rates

As is their Branch RS that a few of of 'use'

2.2%

premierfella

RosieRooBear said:

For anyone who has the Hanley Economic Online Regular Saver (NLA), it looks like the rate is remaining at 5.5%

https://www.thehanley.co.uk/savings-rates

I love the optimism, but unless I'm missing something (very possible!) surely Hanley simply haven't announced their rate cuts on non-base rate linked savings accounts yet and are making us wait to find out how must they'll be slashing their savings rates by?

RosieRooBear

premierfella said:

RosieRooBear said:

For anyone who has the Hanley Economic Online Regular Saver (NLA), it looks like the rate is remaining at 5.5%

https://www.thehanley.co.uk/savings-rates

I love the optimism, but unless I'm missing something (very possible!) surely Hanley simply haven't announced their rate cuts on non-base rate linked savings accounts yet and are making us wait to find out how must they'll be slashing their savings rates by?

As their list states all interest rates from 1st September 2024 I’m presuming that they’ve made the decision on all their rates, I could be wrong but hopefully not 🤞

flaneurs_lobster

premierfella said:

RosieRooBear said:

For anyone who has the Hanley Economic Online Regular Saver (NLA), it looks like the rate is remaining at 5.5%

https://www.thehanley.co.uk/savings-rates

I love the optimism, but unless I'm missing something (very possible!) surely Hanley simply haven't announced their rate cuts on non-base rate linked savings accounts yet and are making us wait to find out how must they'll be slashing their savings rates by?

Hope you're wrong, there are a lot of 5.5% regular savers still out there but the HEBS one is an outlier (£1000/mth max, 5 penalty-free withdrawals, no end date), it's almost an easy access.

Rob_Wills

Ulster Bank have announced 0.45% cut from 14 October.  

Taking a one year fixed rate at 5.5% back in June was a wise move.

premierfella

RosieRooBear said:

premierfella said:

RosieRooBear said:

For anyone who has the Hanley Economic Online Regular Saver (NLA), it looks like the rate is remaining at 5.5%

https://www.thehanley.co.uk/savings-rates

I love the optimism, but unless I'm missing something (very possible!) surely Hanley simply haven't announced their rate cuts on non-base rate linked savings accounts yet and are making us wait to find out how must they'll be slashing their savings rates by?

As their list states all interest rates from 1st September 2024 I’m presuming that they’ve made the decision on all their rates, I could be wrong but hopefully not 🤞

Even with Ctrl F5 and different browsers bizarrely I only get the FEB24 changes on the link!

I'd still be concerned they may just be brewing their non-base rate linked account changes. The BRL ones all change 1SEP24, so it makes sense for them to have updated for those ones.

If Hanley HAVE settled on no change for the others, it is an odd decision. Building societies only usually do that if they expect another quick base rate change, but with the MPC split 5-4 on the August cut, the next change is likely November or December, as I can't see the MPC cutting again in September?

RosieRooBear

@premierfella, you’re right the link does show Feb 24 & going directly to their website it shows the Feb 24 rates. It was definitely showing September 2024 when I looked last night & again this morning, I wish I had screenshotted it now & not just posted a link as proof. I bet they’re going to reduce it now 😪, hopefully only by .25% as it is a good one to have

Bridlington1

Rob_Wills said:

Ulster Bank have announced 0.45% cut from 14 October.  

Taking a one year fixed rate at 5.5% back in June was a wise move.

Has been discussed in the Top Easy Access Discussion Thread.

t1redmonkey

Does anyone know/remember how quickly the money from Monmouthshire BS regular savers takes to hit a bank account upon maturity? 

The 7% and 8% accounts I opened last year are maturing on 30th August, but thinking of possibly closing them a couple days early to get the money back so I can fund some other regular savers before September starts (if there's going to be a delay of a few days in them sending the money after maturity).