Regular Savings Accounts: The Best Currently Available List!

schiff

It is 'deemed good' if you already have the ones 'paying higher' 

where_are_we

Santander RS 19 - "jameseonline" - as others have said higher paying accounts have been maxed out.

Decision is when to open one. Minimum balance is £1 and you can miss as many months deposit as you like.

Remember it is an "anniversary" RS account so second deposit would be 1 month after the first and so on.

It is easy to open if you are already a santander customer.

If you have an old one still running you can close it and open a new one thus locking in for a further 12 months @5%.

PowerSavingMode

where_are_we said:

Santander RS 19 - "jameseonline" - as others have said higher paying accounts have been maxed out.

Decision is when to open one. Minimum balance is £1 and you can miss as many months deposit as you like.

Remember it is an "anniversary" RS account so second deposit would be 1 month after the first and so on.

It is easy to open if you are already a santander customer.

If you have an old one still running you can close it and open a new one thus locking in for a further 12 months @5%.

Re: Santander Regular eSaver 

I have the Issue 18 and I had no idea it's an 'anniversary' type account. I just pay in whatever sum is good for any given month on the first of each month. I *think* I received the correct due interest from Santander when it renewed itself and the interest was paid!

wmb194

DJDools said:

where_are_we said:

Santander RS 19 - "jameseonline" - as others have said higher paying accounts have been maxed out.

Decision is when to open one. Minimum balance is £1 and you can miss as many months deposit as you like.

Remember it is an "anniversary" RS account so second deposit would be 1 month after the first and so on.

It is easy to open if you are already a santander customer.

If you have an old one still running you can close it and open a new one thus locking in for a further 12 months @5%.

Re: Santander Regular eSaver 

I have the Issue 18 and I had no idea it's an 'anniversary' type account. I just pay in whatever sum is good for any given month on the first of each month. I *think* I received the correct due interest from Santander when it renewed itself and the interest was paid!

We don't have to guess, we can know; what do the terms and conditions say? If you have an ongoing SO in place at the time of maturity the regular saver will automatically renew at the prevailing rate.

https://www.santander.co.uk/assets/s3fs-public/AD_documents/regular_saver_issue_19_key_facts_document_save0670jul24ipgcdt.pdf

surreysaver

wmb194 said:

DJDools said:

where_are_we said:

Santander RS 19 - "jameseonline" - as others have said higher paying accounts have been maxed out.

Decision is when to open one. Minimum balance is £1 and you can miss as many months deposit as you like.

Remember it is an "anniversary" RS account so second deposit would be 1 month after the first and so on.

It is easy to open if you are already a santander customer.

If you have an old one still running you can close it and open a new one thus locking in for a further 12 months @5%.

Re: Santander Regular eSaver 

I have the Issue 18 and I had no idea it's an 'anniversary' type account. I just pay in whatever sum is good for any given month on the first of each month. I *think* I received the correct due interest from Santander when it renewed itself and the interest was paid!

We don't have to guess, we can know; what do the terms and conditions say? If you have an ongoing SO in place at the time of maturity the regular saver will automatically renew at the prevailing rate.

https://www.santander.co.uk/assets/s3fs-public/AD_documents/regular_saver_issue_19_key_facts_document_save0670jul24ipgcdt.pdf

I've had the Santander Regular Saver in the past and what's in the T&Cs isn't what happened. I stopped the standing order, but the account didn't close. I had to message them for some human intervention 

ircE

In case not already mentioned, Penrith BS Regular Saver 300 @ 6% is NLA.

Principality BS Triple Access Regular Saver @ 6% will be declining to 5.75% from 12th Sep.

PowerSavingMode

surreysaver said:

wmb194 said:

DJDools said:

where_are_we said:

Santander RS 19 - "jameseonline" - as others have said higher paying accounts have been maxed out.

Decision is when to open one. Minimum balance is £1 and you can miss as many months deposit as you like.

Remember it is an "anniversary" RS account so second deposit would be 1 month after the first and so on.

It is easy to open if you are already a santander customer.

If you have an old one still running you can close it and open a new one thus locking in for a further 12 months @5%.

Re: Santander Regular eSaver 

I have the Issue 18 and I had no idea it's an 'anniversary' type account. I just pay in whatever sum is good for any given month on the first of each month. I *think* I received the correct due interest from Santander when it renewed itself and the interest was paid!

We don't have to guess, we can know; what do the terms and conditions say? If you have an ongoing SO in place at the time of maturity the regular saver will automatically renew at the prevailing rate.

https://www.santander.co.uk/assets/s3fs-public/AD_documents/regular_saver_issue_19_key_facts_document_save0670jul24ipgcdt.pdf

I've had the Santander Regular Saver in the past and what's in the T&Cs isn't what happened. I stopped the standing order, but the account didn't close. I had to message them for some human intervention 

I've never had an S.O. for the Santander Regular Saver — and I didn't pay anything in for much of last year, due to better rates elsewhere. It automatically got renewed, even so.

soulsaver

ircE said:

Principality BS Triple Access Regular Saver @ 6% will be declining to 5.75% from 12th Sep.

For info. £50 pm max

surreysaver

ircE said:

In case not already mentioned, Penrith BS Regular Saver 300 @ 6% is NLA.

Principality BS Triple Access Regular Saver @ 6% will be declining to 5.75% from 12th Sep.

Principality's has been mentioned previously. I'm waiting to see if they produce a list of changes, as I have a variable rate ISA with them

Wheres_My_Cashback

surreysaver said:

ircE said:

In case not already mentioned, Penrith BS Regular Saver 300 @ 6% is NLA.

Principality BS Triple Access Regular Saver @ 6% will be declining to 5.75% from 12th Sep.

Principality's has been mentioned previously. I'm waiting to see if they produce a list of changes, as I have a variable rate ISA with them

All currently on sale savings accounts were updated under each product online about a week ago.