Regular Savings Accounts: The Best Currently Available List!

jameseonline

Kim_13 said:

This'll be my first time having a Saffron product mature (also product switched the Small Saver several times) so I'm not familiar with their process. Looking at the info on the Small Saver page they send a maturity pack - is this postal or email? Glad I opened the EA last Summer now - requesting an internal transfer via the pack and onwards from there does sound like the better option. 

Maturity pack is digital as in email/app if you are opted in for that.

You can also give them maturity instructions in app/website on what you want done when things mature.

Maturity is pretty new to the app, you can view the date it's going to mature (if you didn't know/forgot without going back through your documents), give them your maturity instructions, possibly other things.

Bigwheels1111

My FD regular saver has not close.
So got them to manually close it and transfer the cash and close the account.
Plus give me £1.12.
9 minute call to get it sorted.
Plus I get my £3650 5 days early.
I know I’m a pedantic 4rse.

liamcov

Bridlington1 said:

Usual drill:
Leeds BS Regular Saver Issue 52 at 5.25% to replace Issue 51 at the same rate but with a new maturity date of 6/5/26.

Can this be opened in addition to issue 51?

Bridlington1

liamcov said:

Bridlington1 said:

Usual drill:
Leeds BS Regular Saver Issue 52 at 5.25% to replace Issue 51 at the same rate but with a new maturity date of 6/5/26.

Can this be opened in addition to issue 51?

No it can't.

allegro120

Kim_13 said:

This'll be my first time having a Saffron product mature (also product switched the Small Saver several times) so I'm not familiar with their process. Looking at the info on the Small Saver page they send a maturity pack - is this postal or email? Glad I opened the EA last Summer now - requesting an internal transfer via the pack and onwards from there does sound like the better option. 

I had Small Saver matured in March.  I received maturity instructions by e-mail.  There was no facility on-line or on app to make an instruction so I phoned Saffron and asked to open a new Small Saver, put £50 in it and transfer the rest to my nominated bank account. This worked, on the day of maturity (Sunday 10th March) I had new SS opened with £50 and the rest of money appeared in my bank account. 

Special_Saver2

Hi Everybody,

I have just updated the first page of this thread.

- Leeds BS Regular Saver (Issue 52) replaces issue 51, same details as before but this account matures on 6th May 2026

- Loughborough BS One Year Fixed Rate Monthly Saver (Issue 2) replaces issue 1, same details as before but this account pays 5.05% (as opposed to 5% with issue 1)

I will do the next update within the next 2 weeks.

SS2

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For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

Special_Saver2

Hi Folks,

I have decided it is time to review the interest rate thresholds that I use for inclusion on this thread. I had been waiting for a month after the new tax year and it is now approximately a month later. I have decided to now include having a fixed interest rate as a favourable condition given interest rates are predicted to fall.

These are now the criteria in post 1 of this thread:

"I am only adding accounts where the interest rate is 5.5% or better, or 5% if the account has favourable conditions (e.g. you can pay in £500 per month or more, the interest rate is fixed, or if the account matures after at least 2 years)."

I have checked the interest rate on every account on page 1 and then removed accounts from the entries on page 1 that do not meet these criteria.

I will do the next update within the next 2 weeks.

SS2

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For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

Over62

First Direct regular saver matured today.  Funds in the saver account this morning.  Opened a new regular saver, left £300 in first direct and transferred the rest out.  Good job I did that earlier as now the app is unavailable and the website shows "the Lambda function associated with the CloudFront distribution was throttled!"

masonic

Over62 said:

First Direct regular saver matured today.  Funds in the saver account this morning.  Opened a new regular saver, left £300 in first direct and transferred the rest out.  Good job I did that earlier as now the app is unavailable and the website shows "the Lambda function associated with the CloudFront distribution was throttled!"

Yes, looks like they are having problems!

Mine matures tomorrow, but noticed it had disappeared this morning and successfully applied for a new one before the site went down.

saverkev

App working OK for me