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Regular Savings Accounts: The Best Currently Available List!
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WillPS said:jameseonline said:I've got £1 in Skipton & £100 in The Cambridge & £1 in Leek purely because I know they have loyalty accounts.1
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Hi Folks,
I have just updated the first page of this thread.
- Gatehouse Bank Regular Saver Account (Issue 2) entry has been updated to show that forum users have been able to open and hold both issues 1 and 2
- Principality BS Healthy Habits Saver Bond removed as no longer available
- Link in the introduction on page 1 updated with a link that jumps to the last unread post in this thread
I will do the next update within the next 2 weeks.SS2
For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1
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allegro120 said:jameseonline said:Bank holidays, weekends etc all play a part with First Direct (amongst others) as they aren't banking days so things take longer to mature, close etc.
However you'll still earn interest while it's taking the extra time.
You definitely don't earn interest on £300 sitting in current account waiting for new account to be opened. I don't have to do this because I have £500 overdraft free of charge (FD gave it to me years ago without me even asking for it), but for those who don't it is a loss of interest for as many days as it takes for account to be opened.
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Having read this I went to open a first direct regular saver yesterday and it was open and funded within a couple of hours1
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Loughborough BS One Year Fixed Rate Monthly Saver Issue 2 to be launched tomorrow at 5.05%, replacing issue 1 at 5%.
Withdrawals/early closure are not permitted during the account term.
Deposit of between £1 and £500/mth is required.
Branch/post only.6 -
Silly question about Halifax Regular Saver rollover.
My Halifax RS matures towards the end of next month. Assuming the 13th payment is allowed on 1st, after the funds have moved across to the Everyday Saver account and the RS has auto-renewed towards the end of the month, can I make the first deposit into the newly-renewed account, even though I have already paid into the pre-renewal account during the same month?0 -
It wouldn't let me do it as the account number was the same so it would be 2 payments in a calender monthI used the 'renew' process to a Everyday Saver and opened a new RS, then I could deposit my £250. Then I closed the Everyday SaverYou might find yet another Everyday Saver created when opening the new RS, I did and closed that as well6
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ColdIron said:It wouldn't let me do it as the account number was the same so it would be 2 payments in a calender monthI used the 'renew' process to a Everyday Saver and opened a new RS, then I could deposit my £250. Then I closed the Everyday SaverYou might find yet another Everyday Saver created when opening the new RS, I did and closed that as well
I kept the automatically-opened Everyday Saver, so I assume my funds will move over into that, leaving the original RS account in place but with zero balance, and I then need to close the original RS account manually before it will let me open a new one.0 -
hjghg5 said:Having read this I went to open a first direct regular saver yesterday and it was open and funded within a couple of hours
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masonic said:hjghg5 said:Having read this I went to open a first direct regular saver yesterday and it was open and funded within a couple of hours5
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