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Regular Savings Accounts: The Best Currently Available List!
Comments
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Bridlington1 said:@Special_Saver2
I've found Gatehouse will allow you to hold both Issue 1 and 2 of their regular saver simultaneously, I'm pretty sure I can remember others reporting having opened and funded both too. I don't know if their systems were intentionally designed to allow this though (I suspect not but I agree their website isn't clear on this).3 -
Is principality first home steps online issue 1 and 2 tier interest rate now???
And issue 3 is not???
I have opened all 3, used to deposit maximum in issue 1 and 2 but have since withdraw most of the money. Due to EA rate dropping, I am thinking put the maximum into these 3 accounts but not if it is tier interest rate.0 -
Pkman said:Is principality first home steps online issue 1 and 2 tier interest rate now???
And issue 3 is not???
I have opened all 3, used to deposit maximum in issue 1 and 2 but have since withdraw most of the money. Due to EA rate dropping, I am thinking put the maximum into these 3 accounts but not if it is tier interest rate.1 -
Thanks, do you still have that table of all RS you have with all the detail on it. I found that very helpful last time. If you can copy that on that would be much appreciated1
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Pkman said:Thanks, do you still have that table of all RS you have with all the detail on it. I found that very helpful last time. If you can copy that on that would be much appreciated
EDIT 4/12/24: As part of a restructuring of the Archived List of Regular Savers Thread I've pasted the list belowNLA Regular Saver Details Bank/ building society ----------------------------- Name Calendar/ Account month Withdrawals/early closure Interest --------------- Fix / var ---- Min deposit -------- Max deposit ------------- Saffron BS Members Month Loyalty Saver C 1 withdrawal/mth 9.00% F £0 £50 Nationwide BS Flex Regular Saver Issue 2 C 3 penalty free wdls/yr 8.00% V £0 £200 Monmouthshire BS Exclusive Regular Saver C Unlimited 8.00% V £0 £300 Skipton BS Members Branch Regular Saver C Early closure only 7.50% F £0 £250 Monmouthshire BS Regular Saver Issue 2 C Unlimited 7.00% V £0 £300 Coventry BS Loyalty Regular Saver A 30 day interest penalty 7.00% V £0 £250 Gatehouse Regular Monthly Saver C None 7.00% F £0 £300 YBS Loyalty Regular (e)Saver 2023 C 1 withdrawal/yr 7.00% V £0 £500 YBS Limited Access Monthly Saver Issue 2/loyalty eSaver C 1 withdrawal/yr 6.25% V £0 £500 Principality BS Maturity Winter Regular Saver C Early closure only 6.25% F £0 £125 Tipton & Cosley BS Regular Saver to 31 October 2024 app +branch/post C None unless 3 payments are missed (converts to EA) 6.20% F £50 £500 Mansfield BS Kick Start Regular Savings (7th issue) C 2 withdrawals/yr else 90 day interest hit 6.10% F £25 £250 YBS Christmas 2024 Regular Savings Bond C 1 withdrawal/yr 6.00% V £0 £150 Principality BS 2 Year Healthy Saver Bond C Early closure only 6.00% F £0 £50 Nottingham BS UK Savings Week Regular Saver C None 6.00% F £0 £250 Furness BS Christmas Regular Saver Issue 1 C 1 withdrawal/yr 6.00% V £1 £500 Beehive UK Savings Week Regular Saver C None 6.00% F £0 £250 Beehive Online Fixed Regular Saver C None (matures 31/7/24) 6.00% F £0 £250 Nottingham BS Branch Fixed Regular Saver C None 6.00% F £0 £250 Tipton & Cosley BS Regular Saver to 31 July 2024 branch+post/app version C None unless 3 payments are missed (converts to EA) 5.75% V £50 £500 Monmouthshire BS Coronation Regular Saver C Unlimited 5.60% V £0 £300 Coventry BS First Home Saver Issue 1 C Unlimited 5.60% V £0 £1,000 Nationwide BS Start to Save Issue 2 C Unlimited 5.50% V £0 £50 Melton BS Regular Saver 4 C Unlimited 5.50% V £0 £150 Coventry BS Regular Saver Issue 5 A 30 day interest penalty 5.50% V £0 £500 Principality BS First Home Steps Issue 3 C 3 penalty free wdls/yr 5.25% V £0 £1,500 Principality BS First Home Steps Issue 2 C 3 penalty free wdls/yr 5.25% V £0 £1,500 Principality BS First Home Steps Online Issue 2 C 3 penalty free wdls/yr 5.25% V £0 £1,500 Principality BS First Home Steps Online Issue 1 C 3 penalty free wdls/yr 5.25% V £0 £1,500 Principality BS First Home Steps Issue 1 C 3 penalty free wdls/yr 5.25% V £0 £1,500 Chorley BS Seasonal Saver (all issues) C None 5.15% V £0 £250 Kent Reliance BS Regular Savings Issue 11 C Unlimited 5.00% V £1 £500 West Brom BS Adult's Fixed Rate Regular Saver Issue 6 C None 5.00% F £0 £250 Melton BS Regular Saver 3 C Unlimited 5.00% V £0 £200 Nottingham BS Starter ISA Issue 11 C None, except transfers out s.t. 180 day interest hit 5.00% V £0 £1,600 Principality BS Christmas 2023 Regular Savings Bond C Early closure only 5.00% F £0 £125 Mansfield BS Regular Saver C Unlimited Subject to 30 day notice 4.50% V £10 £500 Nottingham BS Summer Saver Issue 2 C None (matures 31/8/24) 4.50% F £0 £500 Principality BS Regular Savings Bond Issue 32 C Early closure only 4.50% F £0 £250 Buckinghamshire BS Regular Saver Locals C Unlimited 4.50% V £0 £500 Saffron BS Regular Saver ISA C Unlimited 4.25% F £0 £1,650 Darlington BS Green Regular Saver C Unlimited 4.20% V £0 £250 Darlington BS Special Occasion Saver C Unlimited 4.20% V £0 £250 Darlington BS High Days and Holiday Saver C Unlimited 4.15% V £0 £250 Principality BS Regular Savings Bond Issue 31 C Early closure only 4.00% F £0 £250 Monmouthshire BS Regular Saver Bond Issue 8 C None 3.75% F £0 £250 West Brom BS Adult's Fixed Rate Regular Saver Issue 5 C None 3.50% F £0 £250 Nottingham BS Seasonal Saver Issue 5 C None (matures 30/11/24) 3.50% F £0 £500 Principality BS Regular Savings Bond Issue 30 C Early closure only 3.25% F £0 £250 Principality BS Regular Savings Bond Issue 29 C Early closure only 2.80% F £0 £250 Melton BS Jubilee Regular Saver C None (matures 31/7/24) 2.70% F £0 £250 Virgin Money Home Buying Regular Saver Issue 18 C Unlimited 2.25% F £0 £250 Principality BS Regular Savings Bond Issue 28 C Early closure only 2.25% F £0 £250 West Brom BS Adult's Fixed Rate Regular Saver Issue 4 C None 2.00% F £0 £250 Virgin Money Home Buying Regular Saver Issue 12-17 C Unlimited 1.75% F £0 £250
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Re Gatehouse second RS - I have just opened one, funded it and got the 'thank you for your deposit' text.
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allegro120 said:Bridlington1 said:@Special_Saver2
I've found Gatehouse will allow you to hold both Issue 1 and 2 of their regular saver simultaneously, I'm pretty sure I can remember others reporting having opened and funded both too. I don't know if their systems were intentionally designed to allow this though (I suspect not but I agree their website isn't clear on this).1 -
First Direct Regular Saver
My First Direct RS at 7% matures on 29 April.
I see that the account is still being offered at 7% fixed for a year, with monthly maximum pay in still at £300.
I have my fingers crossed that there won't be a change in the rate before I am able to take out a new one next week. With the recent news that a drop in the base rate is further away than previously expected (I have heard November mentioned for the first drop) I am fairly optimistic.0 -
Hattie627 said:First Direct Regular Saver
My First Direct RS at 7% matures on 29 April.
I see that the account is still being offered at 7% fixed for a year, with monthly maximum pay in still at £300.
I have my fingers crossed that there won't be a change in the rate before I am able to take out a new one next week. With the recent news that a drop in the base rate is further away than previously expected (I have heard November mentioned for the first drop) I am fairly optimistic.1 -
allegro120 said:Hattie627 said:First Direct Regular Saver
My First Direct RS at 7% matures on 29 April.
I see that the account is still being offered at 7% fixed for a year, with monthly maximum pay in still at £300.
I have my fingers crossed that there won't be a change in the rate before I am able to take out a new one next week. With the recent news that a drop in the base rate is further away than previously expected (I have heard November mentioned for the first drop) I am fairly optimistic.2
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