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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • allegro120
    allegro120 Posts: 2,138 Forumite
    1,000 Posts Second Anniversary Name Dropper
    @Special_Saver2
    I've found Gatehouse will allow you to hold both Issue 1 and 2 of their regular saver simultaneously, I'm pretty sure I can remember others reporting having opened and funded both too. I don't know if their systems were intentionally designed to allow this though (I suspect not but I agree their website isn't clear on this).
    I can confirm this. I have both issues.
  • Pkman
    Pkman Posts: 86 Forumite
    Fourth Anniversary 10 Posts
    edited 21 April 2024 at 10:52AM
    Is principality first home steps online issue 1 and 2 tier interest rate now???

    And issue 3 is not???

    I have opened all 3, used to deposit maximum in issue 1 and 2 but have since withdraw most of the money. Due to EA rate dropping, I am thinking put the maximum into these 3 accounts but not if it is tier interest rate.
  • Bridlington1
    Bridlington1 Posts: 4,120 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 21 April 2024 at 10:53AM
    Pkman said:
    Is principality first home steps online issue 1 and 2 tier interest rate now???

    And issue 3 is not???

    I have opened all 3, used to deposit maximum in issue 1 and 2 but have since withdraw most of the money. Due to EA rate dropping, I am thinking put the maximum into these 3 accounts but not if it is tier interest rate.
    They scrapped the tiered interest rate for Issues 1 and 2 around the time they launched Issue 3 (October 2023 IIRC). Both now pay a flat rate of 5.25% in line with Issue 3
  • Pkman
    Pkman Posts: 86 Forumite
    Fourth Anniversary 10 Posts
    Thanks, do you still have that table of all RS you have with all the detail on it. I found that very helpful last time. If you can copy that on that would be much appreciated 
  • Gers
    Gers Posts: 13,331 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Re Gatehouse second RS - I have just opened one, funded it and got the 'thank you for your deposit' text.
  • Xenon
    Xenon Posts: 276 Forumite
    Part of the Furniture 100 Posts Name Dropper
    @Special_Saver2
    I've found Gatehouse will allow you to hold both Issue 1 and 2 of their regular saver simultaneously, I'm pretty sure I can remember others reporting having opened and funded both too. I don't know if their systems were intentionally designed to allow this though (I suspect not but I agree their website isn't clear on this).
    I can confirm this. I have both issues.
    As do i - it is not a problem to have both
  • Hattie627
    Hattie627 Posts: 510 Forumite
    100 Posts Second Anniversary Name Dropper
    First Direct Regular Saver

    My First Direct RS at 7% matures on 29 April.

    I see that the account is still being offered at 7% fixed for a year, with monthly maximum pay in still at £300.

    I have my fingers crossed that there won't be a change in the rate before I am  able to take out a new one next week. With the recent news that a drop in the base rate is further away than previously expected (I have heard November mentioned for the first drop) I am fairly optimistic.
  • allegro120
    allegro120 Posts: 2,138 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Hattie627 said:
    First Direct Regular Saver

    My First Direct RS at 7% matures on 29 April.

    I see that the account is still being offered at 7% fixed for a year, with monthly maximum pay in still at £300.

    I have my fingers crossed that there won't be a change in the rate before I am  able to take out a new one next week. With the recent news that a drop in the base rate is further away than previously expected (I have heard November mentioned for the first drop) I am fairly optimistic.
    Mine matures on 3rd May. Considering it's Friday I probably won't be able to open the new one until 6th May, we'll see what happens.  I wouldn't worry about the allowance, I've been using this account since November 2010 and it always stayed firmly at £300 per month.  The rate can change at any time, but what I've noticed is that they don't change their rate frequently and it hardly ever goes uncompetitive.  
  • skitskut
    skitskut Posts: 240 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hattie627 said:
    First Direct Regular Saver

    My First Direct RS at 7% matures on 29 April.

    I see that the account is still being offered at 7% fixed for a year, with monthly maximum pay in still at £300.

    I have my fingers crossed that there won't be a change in the rate before I am  able to take out a new one next week. With the recent news that a drop in the base rate is further away than previously expected (I have heard November mentioned for the first drop) I am fairly optimistic.
    Mine matures on 3rd May. Considering it's Friday I probably won't be able to open the new one until 6th May, we'll see what happens.  I wouldn't worry about the allowance, I've been using this account since November 2010 and it always stayed firmly at £300 per month.  The rate can change at any time, but what I've noticed is that they don't change their rate frequently and it hardly ever goes uncompetitive.  
    Probably 7th as 6th May is bank holiday😄
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