Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

gwapenut said:

@Bridlington1 I notice you have Stafford Railway at 5.15% in your list, but I thought it was only 4.9%. I can't see anything else mentioned either on the front page of this thread or on SRBS's website?

it's 5.15% from 01 Oct.

lightbulb2760

tg99 said:

Does Nationwide have a cut off for payments in to start receiving interest same day? Just funded £200 into the new Reg Sav and it has been credited with a date of 23 Sep.

Yes, 8.30pm.

chris_the_bee

gwapenut said:

@Bridlington1 I notice you have Stafford Railway at 5.15% in your list, but I thought it was only 4.9%. I can't see anything else mentioned either on the front page of this thread or on SRBS's website?

It rises to 5.15% from 4.9% WEF 1st October 2023

friolento

chris_the_bee said:

gwapenut said:

@Bridlington1 I notice you have Stafford Railway at 5.15% in your list, but I thought it was only 4.9%. I can't see anything else mentioned either on the front page of this thread or on SRBS's website?

It rises to 5.15% from 4.9% WEF 1st October 2023

I have closed my SRBS account. Even at 5.15% it doesn’t any longer cut the mustard for me. I was also not attracted by their £12k deposit offer. I put money into the 6.1% NS&I GGB and into the 5.2% Santander instant access instead.

pfpf

all these years and i still don't know if its possible to search buzz words within a thread.

NW Reg Saver @ 8%. can i open/fund last day of month A, then add funds on day 1 of month B? then day 1 from there on? would i fund 12 or 13 times?

thank you.

ColdIron

pfpf said:

NW Reg Saver @ 8%. can i open/fund last day of month A

Sure

then add funds on day 1 of month B? then day 1 from there on?

With the Nationwide RS yes

 would i fund 12 or 13 times?

Again, with NW 13

Bazzalona13295

ColdIron said:

pfpf said:

NW Reg Saver @ 8%. can i open/fund last day of month A

Sure

then add funds on day 1 of month B? then day 1 from there on?

With the Nationwide RS yes

 would i fund 12 or 13 times?

Again, with NW 13

Is this general amongst RS or have Nationwide simply left a loophole open?

Bridlington1

pfpf said:

all these years and i still don't know if its possible to search buzz words within a thread.

It's possible to search within a thread. If you wanted to find the Flex Regular Saver at 8% in this thread:

Copy the exact title of the thread and press the search button at the top of the page:


A search box will appear so type what you want to search for in it and press enter:

Doing this gives this screen:

Paste the name of the thread into the title box and click filter, this screen will now appear:


Select where it says "197 results" and all the results within this thread should appear:


You can then sort the results by selecting "Best Match" and choosing how you want them sorted, you can also specify which dates you want results from, though it won't let me search for posts by a specific poster for some reason (I'm pretty sure it used to prior to the new forum being rolled out though).

ColdIron

Bazzalona13295 said:

ColdIron said:

pfpf said:

NW Reg Saver @ 8%. can i open/fund last day of month A

Sure

then add funds on day 1 of month B? then day 1 from there on?

With the Nationwide RS yes

 would i fund 12 or 13 times?

Again, with NW 13

Is this general amongst RS or have Nationwide simply left a loophole open?

All savings accounts, including regular savers, have their own T&Cs so you can't generalise too much but these 'calendar month' type RSs are common. It's not really a loophole, just how they work

where_are_we

Usually, if there is no maximum amount stipulated in T&C`s for final balance after 12 months, then you can get 13 monthly payments fitted in. This is more advantageous the later in the month the RS matures ie the 13th payment will have more of the month to gain interest.

If there is a maximum amount quoted then it is normally 12 times the maximum monthly contribution.