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New Santander Logon - requiring NO password

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Just signed on to my Santander account using their new logon screen and was shocked that I was not asked for my password just my pin, previously I was asked for both. What's going on? Not only do they not offer 2 factor authentication but they seem to want to make life easy for the fraudsters. The FCA should insist that banks adopt a minimum standard for security including 2FA  or remove their bank licence.
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