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Living in a caravan



We are registered to vote at sons house but couldn't live with him as no room.
Does anyone have experience of filing for bankruptcy whilst living in a caravan?
Comments
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Removed ...
- All land is owned. If you are not on yours, you are on someone else's
- When on someone else's be it a road, a pavement, a right of way or a property there are rules. Don't assume there are none.
- "Free parking" doesn't mean free of rules. Check the rules and if you don't like them, go elsewhere
- All land is owned. If you are not on yours, you are on someone else's and their rules apply.
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I'm not so sure it matters where you live as long as you have an arrangement for receiving mail. However, assuming that the caravan is intended as a temporary situation, you might want to consider moving before you declare BR as obtaining a tenancy immediately after being made BR is likely to be problematic.1
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Cant get another tenancy as no money for deposit. More worried about the receiver taking our caravan as it is our only accommodationBuilding a new life after bankruptcy0
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I know of a situation where a bankrupt lived on a houseboat. I believe it was classed as a home rather than an asset in bankruptcy but I will try and find out what happened with it and let you know.3
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Would it be classed as a family home?
Is there an outstanding loan on it?1 -
No loan and, yes, our homeBuilding a new life after bankruptcy0
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I would think it will be treated as your family home, and as such they have 3 years to deal with it.
This is just my thought I have no experience sorry1 -
Why not contact a debt help agency? I used StepChange 0800 138 1111. They know all there is to know about debts and bankruptcy. It costs nothing and they may be able to help you.Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.1
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Sorry, I meant to look into this for you. So far as a caravan is concerned, this would depend on the extent to which it was fixed to the ground and connected to mains services.
A ‘touring’ caravan wouldn't fall under the definition of ‘dwelling house’ for the purposes of the Act as it is mobile. A caravan could be a dwelling house if the wheels are removed and/or it is fixed to a permanent base or stabilising struts and if it is connected to mains services (e.g. electric/water) and cannot easily be detached. This would generally be called a ‘static’ caravan.
A mobile home could be a dwelling house if it occupies an area which is owned or let for the specific purpose of providing permanent occupation and has a significant degree of immobility. Generally, mobile homes are transported on lorries, rather than towed as a caravan.
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Minkym00 said:
Sorry, I meant to look into this for you. So far as a caravan is concerned, this would depend on the extent to which it was fixed to the ground and connected to mains services.
A ‘touring’ caravan wouldn't fall under the definition of ‘dwelling house’ for the purposes of the Act as it is mobile. A caravan could be a dwelling house if the wheels are removed and/or it is fixed to a permanent base or stabilising struts and if it is connected to mains services (e.g. electric/water) and cannot easily be detached. This would generally be called a ‘static’ caravan.
A mobile home could be a dwelling house if it occupies an area which is owned or let for the specific purpose of providing permanent occupation and has a significant degree of immobility. Generally, mobile homes are transported on lorries, rather than towed as a caravan.
However the IS have a different take. They consider if it is used as a home then it is in effect a home for their legislative purposes. The fact that the OP may be in breach of using it as a home on a non-residential site is of no concern to them (though may be of concern to the licencing authority)
Would suggest to the OP he has a conversation with his/her advisers or with the IS on this point.- All land is owned. If you are not on yours, you are on someone else's
- When on someone else's be it a road, a pavement, a right of way or a property there are rules. Don't assume there are none.
- "Free parking" doesn't mean free of rules. Check the rules and if you don't like them, go elsewhere
- All land is owned. If you are not on yours, you are on someone else's and their rules apply.
1
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