Coronavirus: The latest from MSE
The MSE team is working extremely hard to keep the info we have about your travel rights, cancellation rights, sick pay (and more) up to date.
RESCUE FLIGHTS FOR STRANDED BRITS * SCHOOL MEALS VOUCHERS * BRIGHTHOUSE COLLAPSES
6 replies 362 views
Hi,im new here but i have something i dont understand and i wonder if some one could help me,its about pending transactions and how they work,last night i had a £18.80 in my day to day account but this morning i was over drawn and after transfering £50 to the account it left me with £14,according to the bank i had £116 in pending transactions which to my knowledge was taken from the account when i made the transactions and £30 was a cashpoint withdrawal when i had the funds to do so,right problem is if the money was taken from the account when i had the funds how did i end up overdrawn,according to the person from the bank who tells me aparently you can make purchases and withdrawals without the funds in my account even though the funds was in there,i said does that mean i could technicaly make a purchase run to the cashpoint and withdraw the funds she said yes,she also said i could make certain purchases without funds being in my account which is news to me,its not a life or death situation where i depended on that money but i feel like im being ripped off in someway and no one at the bank can explain it to me,it seems like they just say our systems are right and thats the be all and end all also i have no planned overdraft and she said all banks work the same way.