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Nursing home fees (no assets)
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Looking for some advice,
My mother in law has vascular dementia and is in the late stages of this. She was in hospital for about 4 months getting out at back end of December last year.
There was a care package put in place for her to return home however the person charged with sorting this out has tried for months while she was in hospital that the best place for her would be a nursing home. She is coming upto 80 and he is 77 and not in the best health himself.
They have been together for over 40 years and he decided as stubborn as he is that he could deal with it at home.
He phoned my wife last night (an only child) and said to her he just can't cope anymore the last 6 weeks or so have been so hard for him he said that he didn't really take into account how hard it would be from the advice given from the care lady in the hospital. As a family we have chipped in where we can to help him but she is an only child and works full time and I also work fulltime myself and we have a 6 year old that is special needs herself and a hand full.
He decided after she had a long chat with him last night that a nursing home would be best. I have contacted the women that has helped him through this but they are away till mid next week and he knows there will be a waiting list.
They live in social housing and don't have much savings. He said his wife has 9k put away in savings but didn't say what he had probably not much more. they have no other assets.
How does this work with regards to costs and would they take the small savings into account and take them off him towards costs or are you allowed to have some savings?