Which bank would you recommend? 14 February 2020 at 2:20PM in Budgeting & Bank Accounts 23 replies 1.1K views

digalumps

Yes all you need to access a monzo account is access to the email address if a fraudster gets that you are stuffed

jonnygee2

Yes all you need to access a monzo account is access to the email address if a fraudster gets that you are stuffed

It's relatively easy to keep your email account secure. But anyway, the email account only opens the app, to send money you need the PIN number

lr1277

digalumps said:

For me, most banks (give or take) are the same - one might have slightly better app, one might show transactions better, one might require SMS to log in and another a card reader etc etc.

So my only criterion for choose a bank is security, and for me First Direct is therefore the only bank I would choose in that they:

1. have voice ID which is of high quality

.I too am an FD customer but I asked FD to turn off the voice recognition feature. This because in 2016/7, I read in the Economist that there is software now available that can mimic your voice only having heard a snippet or two.

So as I don't know what security questions are asked when going down the voice ID route it is conceivable that the software could answer all the questions asked by FD unless they ask for passwords etc.

Anyways thats my two penneth.