National insurance credits following redundancy

Can someone clarify this point please.  Have been served redundancy notice etc.  I know that in my personal case if I claim JSA following the redundancy I wont actually get any monetary value, because of a pre-existing pension income which will then claw back any JSA payment.  I was going to claim anyway in order to keep up my NI record (only need a couple of years to max the SP) and get credits - the alternative is to pay voluntary contributions - but then I read you cant pay voluntary contributions under certain circumstances..... is following redundancy one of them? - or do I have a choice ie either pay the voluntary contributions or troop down to the job centre every two weeks.... thx

Comments

  • p00hsticks
    p00hsticks Posts: 12,587
    First Post Name Dropper Photogenic First Anniversary
    Forumite
    I'm not aware of any circumstances in which you can't make voluntary NI credits, assuming you are living in this country......
  • Please go to Job Centre and fill in the forms for NEW STYLE JSA, which is the run alongside the UC scheme also.I have never had any help from DWP after mnd redundant by a large plc, 230,000 over 3 years. N.I. stamps are all a right, due to
    these adding up for your State Pension. Also you may get other help, like lower fee for water bill and Warm Home front discount, this you need to check.
    I worked at Royal mail p great at Xmas last year, only to have to take my claim to the DWP minister, as my MP was not fussed. All sorted now, so do not yeild, and get your N.I Stamp please. They will see you every 3-4 weeks as they cant do alot to you. But please sign on. You are one of the invisible stat that slants the real unemployment figure too. DWP more fussed with UC people that N.I. Claims. Wolverhampton DWP Centre deals with this I find.
  • marlot
    marlot Posts: 4,925
    Name Dropper First Anniversary First Post
    Forumite
    balbs said:
    Can someone clarify this point please.  Have been served redundancy notice etc.  I know that in my personal case if I claim JSA following the redundancy I wont actually get any monetary value, because of a pre-existing pension income which will then claw back any JSA payment.  I was going to claim anyway in order to keep up my NI record (only need a couple of years to max the SP) and get credits - the alternative is to pay voluntary contributions - but then I read you cant pay voluntary contributions under certain circumstances..... is following redundancy one of them? - or do I have a choice ie either pay the voluntary contributions or troop down to the job centre every two weeks.... thx
    Depending how much you've been paid during the current financial year, you might already have enough NI for this year.

This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 341.8K Banking & Borrowing
  • 249.7K Reduce Debt & Boost Income
  • 449.2K Spending & Discounts
  • 233.9K Work, Benefits & Business
  • 606.1K Mortgages, Homes & Bills
  • 172.5K Life & Family
  • 246.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards