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Worried about implication

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Comments

  • badmemory said:
    Do not pay her a regular amount, do not give her access to this account.  If you are going to go ahead the only way is to pay bills for her.  So if she needs a new carpet or kitchen equipment or whatever then buy that & many children do that for a parent in difficulties (and vice versa).  But a regular payment will be seen as income & how long can that be sustained for.
    Thank you for the advice but the account has already been set up and she has been given the cards for her sole use. All the other siblings have paid into it and are pressurising my husband to do the same. We know the fact that my husband is not going to be party to it is going to cause big problems within the family but we want to be fair without breaking the law. 
  • Sea_Shell
    Sea_Shell Posts: 10,080 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Is your husband one of the account holders?  Or have his siblings opened it without him?

    If he's named already, he's involved, whether he pays in or not.
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Sea_Shell said:
    Is your husband one of the account holders?  Or have his siblings opened it without him?

    If he's named already, he's involved, whether he pays in or not.
    No my husband is not one of the account holders. Two of the siblings have set up a joint account in their names with the purpose of each one paying 10% of their inheritance into for their Mothers use. They can't see how it could be a problem if she uses the bank cards to draw money out and make purchases online but my husband does not want any involvement. The problem for him is how to make his contribution fairly and legally.
  • Sea_Shell said:
    Is your husband one of the account holders?  Or have his siblings opened it without him?

    If he's named already, he's involved, whether he pays in or not.
    No my husband is not one of the account holders. Two of the siblings have set up a joint account in their names with the purpose of each one paying 10% of their inheritance into for their Mothers use. They can't see how it could be a problem if she uses the bank cards to draw money out and make purchases online but my husband does not want any involvement. The problem for him is how to make his contribution fairly and legally.

    Exactly as several of us have posted...
  • xylophone
    xylophone Posts: 45,750 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    He could give her shopping vouchers or pay her gas bill or pay for her holiday.....
  • Is mum actually aware of the implications? Maybe she doesn't realise that there is a better way? Now that you have all the information I would say that you should go back to mum and the siblings and tell them what you have found out. Try to see if they would follow xylophone and the others' advice. Wouldn't it be really tricky if the bank card was stolen and needed to be reported?
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