Genuine payment to me had payment recall request from sender

born_again

AnotherJoe said:

DCFC79 said:

Just dont mix money and family/friends, it ends up in a mess.
I cant see what your complaint would be since the bank did nothing wrong.

Are you sure? Can a bank simply recall a payment without checking with the person who received the payment if it was indeed in error? Otherwise I can see all sorts of shenanigans taking place with people getting goods delivered and then reneging.

Of course they can.
Person claims scam payment with their bank. Unless the other party banks there as well. That bank has not way to contact the other party.
So they start the  claim process. The other parties bank will then contact them to advise. If as above then they can counter the claim back.

Of course anyone trying it on with their bank will not be seen in a good light and will most likely end up with no account.