Letter from police after minor car accident

[Deleted User]

poppasmurf_bewdley wrote: »

Both letters I received were personally signed by a PC, who stated in the second letter that he had reviewed the dashcam footage .

The envelopes looked like they were both typed on a typewriter.

The police :rotfl:Loads of time on their hands and loads of (your) money to waste.

Shaun_of_the_Dead

129T wrote: »

Just to clear up...


This sounds like the other party involved has completed a self reporting form online and this is for general enquiry.


The offence of without due care/careless & inconsiderate must be witnessed by a Police Officer. An NIP should not be issued under the circumstances. It does sound like the other party is trying to add weight to any claim, but ultimately it's in the insurers hands now. You will have nothing to worry from the Police.


Police would only attend and report injury accidents, there are others like a fail to stop, bus, dog etc that they are also bound to report.

That's incorrect, numerous people have been convicted following a collision that the police didn't witness and there have also been convictions of death by careless.

I don't know why you think a bus needs to be reported.

Shaun_of_the_Dead

born_again wrote: »

Just make sure that the person who was driving the car was the insured & not a uninsured family member just moving it.

If there cars insured the OP's son would be covered by the policy on that vehicle.

Car_54

foxy-stoat wrote: »

So if the Third Party gave a sworn statement, "while I was reversing out of my driveway with a large parked car next to it I backed into a car that was driving along the road" they wouldn't of been charged at the time?

A statement amounting to a confession does not automatically lead to a charge.

Car_54

Shaun_of_the_Dead wrote: »

If there cars insured the OP's son would be covered by the policy on that vehicle.

The policy might cover any damage to a 3rd party, but it would not save the driver from a criminal charge (unless of course he was a named driver).

hollie.weimeraner

JH6568 wrote: »

Advice please - my son was involved in a car accident a few days ago. He was driving along a residential street when another car reversed out of its driveway and hit my son’s car. There was a large car parked by the driveway which would have obscured views. My son and the other driver exchanged details for insurance purposes. Now, 3 days later my son has received a letter from the police and a form to be completed. The letter states that he’s been accused of driving without due care and attention! He is in complete shock! There were no witnesses to the incident. My son informed his insurance company of the accident. Should he be worried? We didn’t think such a minor accident needed to be reported to the police. The other driver is clearly trying to shift the blame but without a witness how can they make this accusation? Any wise words would be most welcome.

Who reported this to the Police? Were there any injuries? If no injuries then it's not reportable as long as details were exchanged at the time and the police wouldn't be interested especially with no independent witness.


Could be my cynicism again but 1st time poster and jackanory time - apologies if jumping to connclusions:D

Shaun_of_the_Dead

Car_54 wrote: »

The policy might cover any damage to a 3rd party, but it would not save the driver from a criminal charge (unless of course he was a named driver).

The policy will cover damage so as long as there's a policy the son need not worry.

Shaun_of_the_Dead

hollie.weimeraner wrote: »

Who reported this to the Police? Were there any injuries? If no injuries then it's not reportable as long as details were exchanged at the time and the police wouldn't be interested especially with no independent witness.


Could be my cynicism again but 1st time poster and jackanory time - apologies if jumping to connclusions:D

But if reported to the police and an allegation of an offence is made then it's a recordable collision.

[Deleted User]

Shaun_of_the_Dead wrote: »

But if reported to the police and an allegation of an offence is made then it's a recordable collision.

Are the police stupid or what? If someone phones them and says there's been a minor collision and no one was injured, why don't they just tell the caller to contact their insurance company. I recall many years ago when I had a minor shunt this is exactly what happened. Why not now, and why not a consistent approach from Plod?

Car_54

Shaun_of_the_Dead wrote: »

The policy will cover damage so as long as there's a policy the son need not worry.

It's important to remember that there has been no suggestion that the son was not insured.
However, hypothetically, if the car was insured by a parent and the son was NOT named, then
(a) the insurer might pay any 3rd party claim, but could recover their costs from the policy holder, and
(b) the son would have committed a criminal offence.