Can the Council Force to sell house to pay for Care Home?

lisyloo

A lot of care can be provided at home these days.
its not entirely clear if the poster lives with the mother.
carers can come in up to 4 times a day for up to 1 hour to help with dressing, washing, feeding etc. And there is a community means service. A home would not be used to contribute to this. If she has less than about £300 per week then she won’t need to pay.
people with dimensia can unfortunately get to a point where they aren’t safe to be left alone at all if they can’t make safe decisions, but initially the first Step would be to get in social workers to asses her needs. It’s far better for everyone (taxpayers included) if she stays at home if she is able. Our social services were good but it’s a bit of a postcode lottery.

ultimately yes she need to pay for her own care if she has a home.

she might qualify for attendance allowance and nhs funded nursing care which helps a little bit. As an indication my MIL residential fees are £925, but her pension and AA means she actually spend about £635 per week.

my mil is in a home at the moment and I would rather she is spending her money on good care than saving it for our inheritance. If the local authority pays you Don’t get choice in fact they wanted to split up my MiL and FIL after 60 years marriage when there were places together, so you don’t get to choose to stay near spouse or family. Some of places we visited were dreadful. 

Obviously it’s a concern if you are going to lose your own home.

ACG

My gran went into a care home last year because of dementia.
She has some savings but once those are gone, her home will need to be sold (currently rented out to try and generate her money money until closer to the time where it needs to be sold). My understanding is that the council can take everything bar £16k. I could be wrong and there could be exceptions, but at £1,000 a week everything soon gets eaten up - that being said, we went to view a few homes for her and there are nice homes and not so nice ones. I would rather her money get spent on a nicer home in her final years personally. 

lisyloo

ACG - the upper threshold is 23250 where she pays it all.
theres a lower threshold of 14,250 where she pays nothing from saving but they still take income. In between she has to contribute some.

she should be getting state pension, pension credit (if eligible), attendance allowance and if applicable NHS funded nursing care.
is she getting all that?
doesn’t cover the costs but as I said above it does reduce what has to come from capital.

regarding “not so nice”, we saw some dreadful ones where residents had dressings hanging off and there was a stench of urine so they were clearly left sat in it,
my mil is in a nice place and the hygiene is scrupulous so is it possible to keep people clean even when incontinent. People should not underestimate the dreadful standards in some places.

ACG

My gran on paper is quite well off (came as a surprise to me as they lived quite modest lives), so I am not sure she is entitled to much, but I think they do get some help - but my dad dealt with it really. To be fair, it is my grans money and if they take every penny making sure she is well cared for, then it is money well spent. 

Fully agree, there are places I would not send an animal and the people that work there and run them should be strung up. If your job is to look after/run a care home and you are leaving people in those conditions then you are in the wrong job. It is a job I would struggle to do so I admire them but only where it is being done properly. 

lisyloo

Attendance allowance is not means tested.
i don’t think NHS funded nursing care is either (if she has nursing) as that is part of the nhs which is free. It’s about £160 per week to pay for the nurses at the care home. They do an assessment of the individual.
just stating for others reading.

Dineen33

AdrianC said:

Is there anything else you think should be paid for by other people so that your kids can inherit a bit more of your money, rather than you actually spending it on your own life?

Food, perhaps?

Nothing at all. 

I dont want anyone to pay for years of misery in a care home, care homes are miserable hell holes I wouldn't want to keep a pig in (but if the government decides I have to be kept alive................. I dont want to pay).

xylophone

Attendance allowance is not means tested.
i don’t think NHS funded nursing care is either 

Neither is means tested. Relative's late relative (who was self funded in her nursing home), received higher rate AA - the nursing care component  was represented by a deduction in the monthly fees (which were still well over £60,000 per annum).

gettingtheresometime

Dineen33 said:

lookstraightahead said:

How do people expect care to be paid for?

Try asking those who didn't buy a home. Those who used their capital to enjoy a higher standard of living for decades with no thought for their care.

The way people are being kept alive to live a miserable existence costing £000s is increasing, and I fully expect that the value of the home I bought will be gobbled up in care home fees(together with other investments).

I didnt amass a bit of wealth so I could rot in a care home, I did it to pass that wealth to my kids, I now face the prospect of having my every financial decision pored over by the expletive council who can decide whether my actions are/were permissible.

At  the end of the day, compared to my peers, I've been astute, frugal and hard working(throw in a bit of luck), we have pensions sufficient to live reasonably and wont claim benefits throughout our lives (apart from child benefit and MIRAS), all this while watching  peers buying flash cars, fancy holidays, gambling, booze, smoking,restaurant meals etc.etc.

It is nothing more than a 100% tax on financial responsibility.

My expletive council, through its pet housing association continues to build and maintain property for the local(and not so local) great unwashed, many of whom live rent free for decades, or at the very least heavily subsidised. I've paid full council tax since I was eighteen(like millions more), so I'll probably be chucking money in the pot for sixty odd years.

Rant over, sorry.

My son knows any inheritance he gets from me or his dad will be that what's let over when our needs have been catered for. 

Similarly any inheritance I receive from my mum will what's left over when her needs have been catered for.

end of arguement as far as I'm concerned