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Peering over the hill...

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  • savingholmes
    savingholmes Posts: 29,235
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    I like chocolate crispy cakes too. Simple pleasures.

    I am hoping my company will opt for hybrid working too
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Chiglepig
    Chiglepig Posts: 615
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    @Grogged just hopping on to say I've read your whole diary and I'm really enjoying your style!

    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Grogged
    Grogged Posts: 867
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    Thanks @Chiglepig.
    Unfortunately @savingholmes simple pleasures are very tasty, so I'm not sure how long they'll last...😟
    It will be weird when the office reopens, quite enjoy muting in meetings, can't really do that in real life...😆
    If it's not adding up, compound it!
  • QueenJess
    QueenJess Posts: 4,987
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    I agree going back to the office will be weird.  I worked from home permanently since January 2019.  I was in a different role where they didn't care where I was and then Covid hit and I changed jobs.

    Now I have a year out for maternity leave, but I guess I'll actually have to visit the office again in March 2022!  Not looking forward to it... much less time consuming to work from home :)
    2026 decluttering: 11,899 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅⭐️
    2026 use up challenge: 1,044🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️ ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑500
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Muting meetings LOL
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • powerspowers
    powerspowers Posts: 1,415
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    Grogged I agree on muting meetings but there are better biscuits (and sometimes cake!) in the office
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £5,075
    MFW 2026 #29 £800 / £1000
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Better get baking then powers... cake... yum... or get to MnS - missing coffee cake... they make that better than I do... 
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Grogged
    Grogged Posts: 867
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    Forumite
    I'm not a great cake fan, but adore coffee and walnut cake...
    (Does a Homer - hmmm cake...)
    Now the chocolate crispies have passed QA (🙄), I'm promised millionaire shortbread...
    If it's not adding up, compound it!
  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Someone sent me some treats for tomorrow - I have cake, brownies, a cookie and some other squares of something that looks interesting... I wonder whether the kids will find it before I scoff them!
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • QueenJess
    QueenJess Posts: 4,987
    Ninth Anniversary 1,000 Posts Name Dropper
    Forumite
    Someone sent me some treats for tomorrow - I have cake, brownies, a cookie and some other squares of something that looks interesting... I wonder whether the kids will find it before I scoff them!
    Don't you have a hiding place for these things?  I know I do!  :D
    2026 decluttering: 11,899 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅⭐️
    2026 use up challenge: 1,044🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️ ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑500
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