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Peering over the hill...
Comments
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Yeah but they are 17 and 23. They know them allQueenJess said:
Don't you have a hiding place for these things? I know I do!savingholmes said:Someone sent me some treats for tomorrow - I have cake, brownies, a cookie and some other squares of something that looks interesting... I wonder whether the kids will find it before I scoff them!
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/251 -
Yeah, I guess kids are more trouble than husbands. DH couldn't even find a tin earlier (there is only one drawer with tins in....), let alone where I hide anythingsavingholmes said:
Yeah but they are 17 and 23. They know them allQueenJess said:
Don't you have a hiding place for these things? I know I do!savingholmes said:Someone sent me some treats for tomorrow - I have cake, brownies, a cookie and some other squares of something that looks interesting... I wonder whether the kids will find it before I scoff them! 2025 decluttering: 5,354 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 450🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Have you tried hiding your treats in the cleaning cupboard? Works every time in our house 😀New to all this!Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036.
Target savings to overpay in 2021 £12,000
Progress to date £7105/£12,0004 -
I have no idea what you mean...😕QueenJess said:Yeah, I guess kids are more trouble than husbands. DH couldn't even find a tin earlier (there is only one drawer with tins in....), let alone where I hide anything
(MrsG humphs in the background, DH indeed....)
Although I was quite surprised when the cup/coffee/tea/funny small smelly bags cupboard suddenly moved and had lot of these little jars of spice things instead....If it's not adding up, compound it!3 -
❤️ This! As I'm the only person who cleans in this house, no one would ever find them!SpendingPennies said:Have you tried hiding your treats in the cleaning cupboard? Works every time in our house 😀2025 decluttering: 5,354 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 450🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Lots of hiding places in this house tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Just done the cenus quizz.
Hope I got all the questions right...If it's not adding up, compound it!4 -
Its a great prize you can win from the census quiz isn’t it?
Being able to keep £1000, not bad for 10 minutes work 😄😄😄5 -
Well we had our first jab Thursday.
And thus ends the good news.
We took it badly, soreness, shakes and then full blown flu like for MrsG.
We're just about back to normal today.
On the plus side, so glad we had the jab, hate to imagine what full blown Covid would be like for us.
Hats off to our local GP, very professional setup and all done in 10 minutes from parking car.
If it's not adding up, compound it!3
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