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Peering over the hill...
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QueenJess said:savingholmes said:Someone sent me some treats for tomorrow - I have cake, brownies, a cookie and some other squares of something that looks interesting... I wonder whether the kids will find it before I scoff them!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
savingholmes said:QueenJess said:savingholmes said:Someone sent me some treats for tomorrow - I have cake, brownies, a cookie and some other squares of something that looks interesting... I wonder whether the kids will find it before I scoff them!2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 328🥉🥈🥇💎🏆
Big kitchen declutter challenge 105/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Have you tried hiding your treats in the cleaning cupboard? Works every time in our house 😀New to all this!Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036.
Target savings to overpay in 2021 £12,000
Progress to date £7105/£12,0004 -
QueenJess said:Yeah, I guess kids are more trouble than husbands. DH couldn't even find a tin earlier (there is only one drawer with tins in....), let alone where I hide anything
(MrsG humphs in the background, DH indeed....)
Although I was quite surprised when the cup/coffee/tea/funny small smelly bags cupboard suddenly moved and had lot of these little jars of spice things instead....If it's not adding up, compound it!3 -
SpendingPennies said:Have you tried hiding your treats in the cleaning cupboard? Works every time in our house 😀2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 328🥉🥈🥇💎🏆
Big kitchen declutter challenge 105/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Lots of hiding places in this house tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Just done the cenus quizz.
Hope I got all the questions right...If it's not adding up, compound it!4 -
Its a great prize you can win from the census quiz isn’t it?
Being able to keep £1000, not bad for 10 minutes work 😄😄😄5 -
Well we had our first jab Thursday.
And thus ends the good news.
We took it badly, soreness, shakes and then full blown flu like for MrsG.
We're just about back to normal today.
On the plus side, so glad we had the jab, hate to imagine what full blown Covid would be like for us.
Hats off to our local GP, very professional setup and all done in 10 minutes from parking car.
If it's not adding up, compound it!3
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