Facing reality

another_casualty

I would say that the dehumidifier isn't the main problem with increased electric bill.
It's probably the heating and lights etc that you mentioned . You need to keep it running throughout the cold months , and every winter to keep everything under control.
Good news about the sofa .

designingalife

Sarahwithlove said:

So fingers crossed the sofa is sorted. Just need to claim back the costs for it now. The guy has fitted some support beams and an extra leg which tbh I think it's crazy the sofa didn't come with it at start anyway. It's back to being a good height and comfy again so I am happy with it as means I don't have to pay out for a new one. I am still going to have a sofa fund for next one as I think this time next year I may need a new one. Although I am reluctant to get a new one until housemate has moved out with her bunny and I have the place to myself again. Just have to wait and see. But got my money back for new sofa I was gonna buy so my credit card is in credit, also got confirmation of refund on clothing so will increase again in next few days.

Slightly over spent on the food shop this week but realised that probably spent about £10 on stuff for my cold in fairness so that is probably what caused it.

Did my electric meter reading last week and it's a lot higher since getting my dehumidifier but with the amount of water still coming out of it I feel like I need to keep is going. Hopefully it's not as bad as I think and some of it will be from generally using lights more etc as gets darker earlier and stuff.
Gonna go have a play with my budget as I'd like to work out where the extra from the card is gonna go and then move the cash for something else. I'm thinking probably use it to pay for my next block of massages next week and then use the cash to pay my car tax on 1st Jan rather than it come from Jan's budget. 

Well done on getting under the 6k it’s always a good feeling when that first number changes downwards 👍 Pleased to here you have finally got some sort of resolution with your sofa hopefully the repair will be long lasting.

Sarahwithlove

designingalife said:

Sarahwithlove said:

So fingers crossed the sofa is sorted. Just need to claim back the costs for it now. The guy has fitted some support beams and an extra leg which tbh I think it's crazy the sofa didn't come with it at start anyway. It's back to being a good height and comfy again so I am happy with it as means I don't have to pay out for a new one. I am still going to have a sofa fund for next one as I think this time next year I may need a new one. Although I am reluctant to get a new one until housemate has moved out with her bunny and I have the place to myself again. Just have to wait and see. But got my money back for new sofa I was gonna buy so my credit card is in credit, also got confirmation of refund on clothing so will increase again in next few days.

Slightly over spent on the food shop this week but realised that probably spent about £10 on stuff for my cold in fairness so that is probably what caused it.

Did my electric meter reading last week and it's a lot higher since getting my dehumidifier but with the amount of water still coming out of it I feel like I need to keep is going. Hopefully it's not as bad as I think and some of it will be from generally using lights more etc as gets darker earlier and stuff.
Gonna go have a play with my budget as I'd like to work out where the extra from the card is gonna go and then move the cash for something else. I'm thinking probably use it to pay for my next block of massages next week and then use the cash to pay my car tax on 1st Jan rather than it come from Jan's budget. 

Well done on getting under the 6k it’s always a good feeling when that first number changes downwards 👍 Pleased to here you have finally got some sort of resolution with your sofa hopefully the repair will be long lasting.

Yes my next aim is for 50% of the debt gone. Currently at about 48% so not long to go. 

Sarahwithlove

another_casualty said:

I would say that the dehumidifier isn't the main problem with increased electric bill.
It's probably the heating and lights etc that you mentioned . You need to keep it running throughout the cold months , and every winter to keep everything under control.
Good news about the sofa .

My heating is gas and don't seem to be using too much of it which is good. But I'm not too worried I know it will even itself out again. My DD was already put up in October anyway so new budget is based on a higher amount. Just waiting for the actual bill to see what it translates into in terms of costs. 

Sarahwithlove

So rejigged the budget a bit and assigned the money on my credit card to a payment and now I have paid off another £250 in card which means I have now paid 50.1% off in total of my debt this year. What a way to end 2020. My long term hope is to be debt neutral but end of 2021 and then clear debt by Feb 2022 as that's when my dad starts getting his state pension so won't need my loan repayments to live off so I will be able to pay him back the outstanding amount. Im hoping to persuade him to let me pay it at end of 2021 because if its in his account he will have it to spend just in advance. 

bd80s

Well you've had an interesting couple of months, glad to see sofa saga should now be finished, well fingers crossed for you any way! 
You've done really well with your debts and focus on building funds as well as paying everything off, its absolutely a good end to what has been a bit of a topsy turvy year!

Sarahwithlove

bd80s said:

Well you've had an interesting couple of months, glad to see sofa saga should now be finished, well fingers crossed for you any way! 
You've done really well with your debts and focus on building funds as well as paying everything off, its absolutely a good end to what has been a bit of a topsy turvy year!

Thank you it's hard trying to get the right balance between paying off all the debts and covering unexpected or even expected expenses. I'm lucky that I haven't really had to use my emergency fund yet so that's always sat there. 

Sarahwithlove

Just a quick update from me will be back over weekend no doubt with a full update. But in the saga that is my property the bathroom light has now gone, as its ex army accommodation it's one of those lights where you can't just replace the bulb has to be the whole fixture so trying to get an electrician that can come look at it ASAP is turning out to be a bit of a nightmare. Looking now at new fixtures whilst waiting to hear back from 3 people have managed to get hold of to basically see who can do it first and how much. One has quoted me £30 plus I'd by the fixture but needs to check diary to see when can fit me in. Other not heard back from yet. Looks like could be without a bathroom light tonight. Fun times. 

Blackcats

Hello - just echoing others saying how well you've done this year - great progress.
fingers crossed you get the bathroom light sorted out quickly.  I have a vision of Bridget Jones when she was putting her make up on in the dark and used blusher instead of face powder 😱

t2rry

Hello!  I've just caught up with your diary and you're doing so well!! I had the same sinking fund/pay off dilemma recently.  Actually I have it repeatedly because I always re-evaluate month after month, but definitely whichever I think is better for your mentality!! Sorry to hear your property/sofa sagas though, hope you can get both sorted soon!