Licence revoked - invalid insurance - accident

Shaun_of_the_Dead

AdrianC wrote: »

If it was REVOKED, then the OP's going to need to pass a test again before getting it back.

Revocation happens after six points in the first two years of having a full licence...
Six points, coincidentally, is what you would get for failing to identify the driver from an s172 which might have gone to the wrong address...

That's incorrect, if it was revoked for not surrendering it after conviction, applying for a new licence with get it removed.

facade

AdrianC wrote: »

If it was REVOKED, then the OP's going to need to pass a test again before getting it back.

Only if the revocation was under the New Driver's Act 1995. (>6 points in the first 2 years)



If it is for medical reasons, temporary disqualification or for failure to surrender for endorsement, you only have to reapply once the reason has been sorted.

Shaun_of_the_Dead

facade wrote: »

Try over at pepipoo dot com, don't register with a hotmail address, post in speeding and other criminal offences.


It is probably worth legal advice, the T&Cs of my insurance say






I would argue that you do hold a licence (that you didn't know was revoked), you were driving in accordance with it, and you are not disqualified- you simply have to reapply for it, which is an admin task. Therefore you should still be covered.

It's either revoked or it's not, if it was revoked following conviction you're driving without a licence. An expired photo is an admin matter.

Either way applying for a new one will sort it.

sevenhills

Shaun_of_the_Dead wrote: »

It's either revoked or it's not, if it was revoked following conviction you're driving without a licence. An expired photo is an admin matter.

Either way applying for a new one will sort it.

Motorists must renew their photocard licence when it expires. If they fail to renew their licence they will be breaking the law and risk a fine of up to £1,000.


https://www.gov.uk/government/news/motorists-reminded-of-the-importance-in-renewing-their-photocard-driving-licences

Shaun_of_the_Dead

sevenhills wrote: »

Motorists must renew their photocard licence when it expires. If they fail to renew their licence they will be breaking the law and risk a fine of up to £1,000.


https://www.gov.uk/government/news/motorists-reminded-of-the-importance-in-renewing-their-photocard-driving-licences

I'm not sure what point you're making there. If the photocard photo expires then you're driving otherwise in accordance with your licence but it's not an endorsable offence.

Aretnap

motoristati wrote: »

The accident I was involved in was my fault, (thank god no one got hurt), but now the police has taken away my licence and told me that this also makes my insurance invalid.

This may or may not be true. You need to check the wording on your certificate.


Some policies do indeed say the insurance is valid "provided the driver holds a valid licence", in which case you have a problem.


However many (in my experience most) actually say something along the lines of "provided the driver holds, or has held and is not disqualified from holding, a valid licence". If that's what yours says then it sounds like you have held a licence and are not disqualified from holding one, in which case your insurance would be valid.

sevenhills

Shaun_of_the_Dead wrote: »

I'm not sure what point you're making there. If the photocard photo expires then you're driving otherwise in accordance with your licence but it's not an endorsable offence.

I wouldnt call a £!,000 an admin matter.

Scrapit

motoristati wrote: »

Hi all,

I've been involved in an accident 2 days ago. When the police took my details they have found out that my driving licence has been revoked 7 years ago, of which I obviously didn't know.

I've contacted the DVLA and I was told that indeed, it's been revoked. I didn't know that I need to report my change of address and send back my old driving licence to get a new one with the updated address, all I knew is that it will be valid till 2021. (My driving licence still had the first address I lived at when I got my British licence and I've moved 2 times since then).

The accident I was involved in was my fault, (thank god no one got hurt), but now the police has taken away my licence and told me that this also makes my insurance invalid.

I've also got a ticket for driving without a valid driving licence, just waiting for the ticket office to get in touch with me.

I honestly don't know how is this even possible as -for example- I've had a driving offence last year (driving 47mph on a 40mph limit road) and the DVLA sent the letter to my recent address asking for identifying the driver of which I've replied to and then took the driver awareness course, I was also stopped by the police 2-3 times in the past 7 years for routine checks where they have checked my licence, no one said a word about my licence being revoked. Also had 2 cars in the past 7 years and changed insurance companies almost every year to get a better deal.

Does anyone know what can do in this case? I am really nervous and frustrated as obviously I wasn't aware of the whole thing.

Please help me, any advice would be greatly appreciated.

You seem to get a lot of attention with your driving.

Shaun_of_the_Dead

sevenhills wrote: »

I wouldnt call a £!,000 an admin matter.

What would you call not updating the photo then?

It's an admin matter and there's no penalty points. Just because there's a threat of a maximum sentence it's easily sorted with a ticket.

Get a new photo and you get a new card and there's nothing stopping you driving.

no1catman

motoristati wrote: »

Hi all,

I've contacted the DVLA and I was told that indeed, it's been revoked. I didn't know that I need to report my change of address and send back my old driving licence to get a new one with the updated address, all I knew is that it will be valid till 2021. My driving licence still had the first address I lived at when I got my British licence and I've moved 2 times since then.

Just a bit puzzled why you didn't appreciate that you needed to update your address on your Driving License. It's the first thing anybody asks for - proof of identity/address. Any list of things to do - organisations to tell, would include the DVLA - they may not be near the top, nevertheless even if near the bottom, still in the top ten! But good luck.