Licence revoked - invalid insurance - accident

motoristati

Hi all,

I've been involved in an accident 2 days ago. When the police took my details they have found out that my driving licence has been revoked 7 years ago, of which I obviously didn't know.

I've contacted the DVLA and I was told that indeed, it's been revoked. I didn't know that I need to report my change of address and send back my old driving licence to get a new one with the updated address, all I knew is that it will be valid till 2021. (My driving licence still had the first address I lived at when I got my British licence and I've moved 2 times since then).

The accident I was involved in was my fault, (thank god no one got hurt), but now the police has taken away my licence and told me that this also makes my insurance invalid.

I've also got a ticket for driving without a valid driving licence, just waiting for the ticket office to get in touch with me.

I honestly don't know how is this even possible as -for example- I've had a driving offence last year (driving 47mph on a 40mph limit road) and the DVLA sent the letter to my recent address asking for identifying the driver of which I've replied to and then took the driver awareness course, I was also stopped by the police 2-3 times in the past 7 years for routine checks where they have checked my licence, no one said a word about my licence being revoked. Also had 2 cars in the past 7 years and changed insurance companies almost every year to get a better deal.

Does anyone know what can do in this case? I am really nervous and frustrated as obviously I wasn't aware of the whole thing.

Please help me, any advice would be greatly appreciated.

Aylesbury_Duck

You need professional help. This goes beyond the opinions of random strangers on the internet.

sevenhills

motoristati wrote: »

I honestly don't know how is this even possible as -for example- I've had a driving offence last year (driving 47mph on a 40mph limit road) and the DVLA sent the letter to my recent address asking for identifying the driver of which I've replied to.

The replies on here will help you think about things.

The above was in relation to the registered keeper of your car; not related to your driving license.
On which you will have points, how did you fill in your yearly insurance policies, without know how many pionts were on your license?

Car_54

Did either the police or DVLA tell you why your licence was revoked?


The likelihood is that you were convicted (in your absence) for a motoring offence seven years ago, and it was revoked when you failed to send it to the court or DVLA. That means there will be an unpaid fine and costs still outstanding.

The_Rainmaker

motoristati wrote: »

I honestly don't know how is this even possible as -for example- I've had a driving offence last year (driving 47mph on a 40mph limit road) and the DVLA sent the letter to my recent address

Of course they did because the car is registered to your current address but not your licence.

AdrianC

motoristati wrote: »

I've been involved in an accident 2 days ago. When the police took my details they have found out that my driving licence has been revoked 7 years ago, of which I obviously didn't know.

I've contacted the DVLA and I was told that indeed, it's been revoked.

But why?

I didn't know that I need to report my change of address and send back my old driving licence to get a new one with the updated address

That won't have revoked it.

The accident I was involved in was my fault, (thank god no one got hurt), but now the police has taken away my licence and told me that this also makes my insurance invalid.

You know when you got a quote, you were asked for your driving licence number...? That would have flagged this if you had given it.

I honestly don't know how is this even possible as -for example- I've had a driving offence last year (driving 47mph on a 40mph limit road) and the DVLA sent the letter to my recent address asking for identifying the driver

That doesn't come from DVLA. DVLA's involvement stops at giving the police the address of the registered keeper of the car photographed.

of which I've replied to and then took the driver awareness course, I was also stopped by the police 2-3 times in the past 7 years for routine checks where they have checked my licence, no one said a word about my licence being revoked.

They probably just looked at your photocard. If they'd radio'd it in for a full check, they'd have picked up.

As far as the collision and claim goes, your insurer will pay the other party's claim. The person whose car you hit, or the owner of the property you hit, won't be out of pocket. However, that bill can then get handed back to you - and your own claim for your car won't get paid.

Mistral001

The reason for it being revoked seems to be because the OP did not inform the DVLA of change of address. You can get fined for that but revoking the licence is not going to happen for that alone I should have thought. It could be due to not having the correct address on your licence when you had the speeding offence. See Q4 of the following:

https://www.licencebureau.co.uk/faqs-for-dvla-policy-change-on-revocation-of-driving-licences/

facade

Try over at pepipoo dot com, don't register with a hotmail address, post in speeding and other criminal offences.


It is probably worth legal advice, the T&Cs of my insurance say

Provided that he person driving holds a licence to drive the vehicle, is driving in accordance with their licence and is not disqualified from holding or obtaining such a licence.

I would argue that you do hold a licence (that you didn't know was revoked), you were driving in accordance with it, and you are not disqualified- you simply have to reapply for it, which is an admin task. Therefore you should still be covered.

AdrianC

facade wrote: »

I would argue that you do hold a licence (that you didn't know was revoked), you were driving in accordance with it, and you are not disqualified- you simply have to reapply for it, which is an admin task. Therefore you should still be covered.

If it was REVOKED, then the OP's going to need to pass a test again before getting it back.

Revocation happens after six points in the first two years of having a full licence...
Six points, coincidentally, is what you would get for failing to identify the driver from an s172 which might have gone to the wrong address...

[Deleted User]

facade wrote: »

Try over at pepipoo dot com, don't register with a hotmail address...

Off topic but why no Hotmail address?

TooManyPoints

Off topic but why no Hotmail address?

Because it won't work.

If it was REVOKED, then the OP's going to need to pass a test again before getting it back.

Not necessarily, Adrian. Revocation under the "New Drivers" Act would certainly need a test to be passed. However, that's not the only reason for revocation. A licence may be revoked for failure to send it in following a conviction or on medical grounds. If the licence is reinstated following either of those no re-test would be required. As well as that, technically a licence is revoked if the driver is disqualified by a court for 56 days or more. No re-test is required upon resuming driving in those circumstances (unless the court orders it either under their discretion or where the offence carries a mandatory re-test).

The most likely reason the OP's licence has been revoked is because he was convicted in his absence and failed to submit his licence for the offence to be recorded. He needs to find out why revocation was undertaken.