Good and Accurate Websites to Check Credit Rating for Free?

Acidvenus

I have a question related to this to save starting a new thread.
I have 3 debts from years ago. 2 have a CCJ and the third as far as I know haven't.

The third was with PRA group who sent a letter saying they'd pass it to credit security limited.
My letter has come from CSL, in the letter they say they have put a default on my credit report.

I use credit monitor and can't see this anywhere and I want to check how many years ago this apparent default went on there. So which agencies does credit monitor use? And who should I check for this mystery default.

Strange it's not on there (assuming they're telling the truth) because all my addresses ever are on credit monitor as well as my current bank account and an ex girlfriend I had a mortgage with so seems odd this is not on there.

DCFC79

Just check all 3 agencies.

Acidvenus

I checked on this site on how to get all 3 for free.
I already get credit monitor monthly updates.
I've also just signed up to MSE credit club.
Then followed the link to check the one that uses Equifax.
I believe MSE club and credit monitor are different reports so I think I've checked all 3.

There's no default on there, I think they've missed their window for this debt and have passed it on to CSL and they're just chancing it so I'll just concentrate on my CCJs.

[Deleted User]

Credit Karma is the one you're missing. Disregard credit monitor as a reliable source.