Opening a s&s ISA with Vanguard?

Bleg

Alexland wrote: »

Some tasks such as requesting an ISA transfer from another provider require printed signed forms.

Disagree. I transferred into Vangaurd from CSD at the start of the year and it was all done online.

Alexland

Looks like it depends on the other provider:

https://www.vanguardinvestor.co.uk/investing-explained/transfer-an-account

"Some providers need to see signed paperwork before transferring. If your provider is one of them we’ll give you a pre-filled form to print off, sign and post to us."

dave_hendy

Aminatidi wrote: »

Do you have to send Vanguard any documents or paperwork or is it all done online?

I have to send them a signed transfer form before they proceed.

Aminatidi

Thanks

Can anyone confirm 100% what is the smallest amount you can buy if you're with Vanguard direct?

Their website mentions £100 for "regular investments" which I guess means automated.

What is it if you simply want to use a debit card and add some cash into your account and then a LifeStrategy fund please?

oli356

Aminatidi wrote: »

Thanks

Can anyone confirm 100% what is the smallest amount you can buy if you're with Vanguard direct?

Their website mentions £100 for "regular investments" which I guess means automated.

What is it if you simply want to use a debit card and add some cash into your account and then a LifeStrategy fund please?

https://www.vanguardinvestor.co.uk/need-help/answer/whats-the-minimum-investment-amount
For single investments, you can start at £500. If you'd rather invest in monthly instalments, these start at £100 per month. And of course, you can combine the two.

ggmf

I too have an old cash ISA with Virgin Money, no new money added for a couple of years, though I have performed internal transfers to new Virgin ISA products as the rate on the existing product decreased. I would like to do a partial transfer from Virgin into Vanguard, but I'm not sure Vanguard will accept a partial transfer, is this correct? I have a very small 2019-20 S&S ISA with HL that I would like to keep as this includes non-Vanguard funds. Thanks.

dave_hendy

ggmf wrote: »

I too have an old cash ISA with Virgin Money, no new money added for a couple of years, though I have performed internal transfers to new Virgin ISA products as the rate on the existing product decreased. I would like to do a partial transfer from Virgin into Vanguard, but I'm not sure Vanguard will accept a partial transfer, is this correct? I have a very small 2019-20 S&S ISA with HL that I would like to keep as this includes non-Vanguard funds. Thanks.

When I filled out the details I had the option of full or partial transfer.

ggmf

Great thanks I'll look into this further.

Alexland

Aminatidi wrote: »

Can anyone confirm 100% what is the smallest amount you can buy if you're with Vanguard direct?

There seems to be some unpublished wriggle room in the Vanguard Investor minimums. I believe they only enforce the £500 lump sum or £100 per month contribution at sign up to ensure you are a customer worth doing business with. They probably haven't coded the application logic to stop you cancelling the £100 regular contribution before you have reached £500 but I guess you risk them contacting you if they notice.

Another forum poster once said that once they had the account they were able to setup a regular contribution for less than £100 per month. I can see from my account history that I did a trade for just over £20 in a Junior ISA to invest a small cash gift.

Still we are no longer customers as it doesn't suit our ISA account valuations and JISA asset allocation strategy and they may have tightened these things up since.

Alex

Jrose1927

Is there any websites to research vanguard products charts showing rates within previous years how they've fluctuated etc ?