Day of days- clearing my debt!!!

headinthesand_3

I don't count spending on valentines as a waste

It is an essential as any man knows who has forgot valentines day, girls don't take it lightly

So NSD still counts! ( ish!! )

neverdespairgirl

headinthesand wrote: »

I don't count spending on valentines as a waste

It is an essential as any man knows who has forgot valentines day, girls don't take it lightly

So NSD still counts! ( ish!! )

It certainly doesn't count!

OH and i have been living together for 10 years. I've not once had a Valentine's Day present / card etc.

OH has very strong views about VD (as he calls it) and says it's a commercial marketing exercise, and he'd far rather be romantic and loving all year round rather than 1 day a year.

I agree with him.

headinthesand_3

Blimely!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!1

Thats the move over

I haven't had the net for a month, finally sorted out all the bills and redirection etc.
Moved into rented house and my house is now rented, Didn't manage a no spend FEB due to the move and setting up home costs. Will try again soon as I need to let my account settle down, and check all old direct debits have stopped and new ones started.

GF and I have decided to open a joint account and pay all wages into that and all bills get paid from that. We then pay ourselves a "wage" into our personal accounts for individual monthly spending. That should really help make our finances a lot clearer.

Also we are saving £500 a month to hopefully solve a divorce issue ref our house.

Baby is going well, already buying nappies and baby milk to prevent a massive spend when bump is born

headinthesand_3

Loan Now Under £25000!!!!!!!!!!!!!!!!!!!

neverdespairgirl

headinthesand wrote: »

Also we are saving £500 a month to hopefully solve a divorce issue ref our house.

Baby is going well, already buying nappies and baby milk to prevent a massive spend when bump is born

Sounds as if everything's going really well! Glad to hear that the baby's growing well.

Why not breastfeed instead of paying through the nose for a inferior product? We spend precisely £0 on formula milk on our DS (-:

headinthesand_3

gf has a very well paid job and can't take too much time off work, so baby will be in nursey after christmas

and breast milk / formula is a massive debate as to quailty argued by science and mid wives across the world neither comming up with a clear answer that isn't based on personal opinion

neverdespairgirl

headinthesand wrote: »

gf has a very well paid job and can't take too much time off work, so baby will be in nursey after christmas

It's possible, I promise. I had my first day back at work when DS was 5 weeks old, then back part-time from when he was 3 months, and full-time from 6 months. And he only had breastmilk the whole time.

headinthesand wrote: »

and breast milk / formula is a massive debate as to quailty argued by science and mid wives across the world neither comming up with a clear answer that isn't based on personal opinion

Sorry to say - there's a very, very clear answer indeed.

Keeping_Positive

Have to back up neverdespairgirl here. Breast is bar far the best even if your GF does it for a few weeks it will help the baby.

headinthesand_3

at the end of the day its up to my gf, I know from past children how hard breast feeding can be so i am not pressuring her to do anything she doesn't want to do so her decission will be final.

but I do agree that is probably would save a bomb but my gf's sanity also needs to be saved!! lol!!!

neverdespairgirl

Absolutely, as it will be her who does it, rather than you! I can see it's not your choice.

I just wanted to point out that it *is* possible even when going back to work, and better to do it for a few weeks then switch to bottles rather than not do it at all.

Best of luck with the new baby!