Day of days- clearing my debt!!!

headinthesand_3

Bought shopping for the week and petrol for the week, so today is a NSD!!!!!!!
No money wasted!!!
Slight problem is gf and I are moving into rented house near my work as we are renting our house out, so might have to do some spending this month!!! Dam it!!!
Luckily I have been saving for the move so it shouldn't interfere with my current account

headinthesand_3

Made a total of £203.76 on ebay!!!!!

So thats gone into my isa along with the £500 expenses for last month, should get another £500ish in Feb pay packet as I am owed some back pay!!!

So hopefully should have around the £1300-£1400 mark by the end of the month

So that should more than pay for the set up costs of our rented house

headinthesand_3

In fact what do you guys think

should i clear the natwest or use it towards the set up of rented house?

headinthesand_3

Just remembered!!! I can claim another £50 in expenses!!!

my job does have a good expenses scheme!!!!

so thats £50 in the pot, in fact they owe me another £125 also i need to chase that up now i think of it

Keeping_Positive

Go half and half

headinthesand_3

Well some rather odd good news today, my chip and pin card has stopped working so I can't spend any money until i recieve my new one which i have just ordered!!!!

So a few more NSD's in the bag I think!!! Although had to give beautiful gf £50 from ebay as she paid for the postage, she remembered so i couldn't profit from the postage aswell!!! dam it!!!!!!!

Plus got loads of change together for my sealed jar, there must be around £30 in there by now i think, so hopefully by end of the year in dec it should pay for christmas,

headinthesand_3

just totalled up my debt for my sig and the good news is its gone down again!!!!

As long as it keeps doing that then things are all ok!

Plus i haven't allowed for the £700 in my isa, and my current account hasn't been overdrawn since a paid it off, so everything is looking steady.

headinthesand_3

Thinking of transfering the morgan card onto my natwest card, as it would get rid of a card on my credit history and I can get 6.9% on the natwest card for the balance transfer, obviously I have to take into account transfer fee,

What is everyones thoughts???

My credit history is good and I have never missed a payment ever

headinthesand_3

morgan card charges 14.9% and min payment at the moment is £53

headinthesand_3

spent £9 on tea and scones!!!!!!! dam it but it was cold and was worth it