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Paying in cheques but no bank account.

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Comments

  • xylophone
    xylophone Posts: 46,040 Forumite
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    You'll have a Nationwide within easy reach?  Might be a possibility.
  • BrownTrout
    BrownTrout Posts: 2,298 Forumite
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    Coventry building society should suit your needs.  You can open onlien
  • pinkdalek
    pinkdalek Posts: 1,355 Forumite
    Part of the Furniture 1,000 Posts
    Are you able to obtain Power Of Attorney for your daughter?
    This option would then allow you to open an account and operate it on her behalf, from what has been said a building society savings account seems the best route possibly even a traditional passbook account that has limited access - eg branch only.
  • Thanks for all the ideas. We'll start with the building society idea which seems the easiest and see how we get on :)
  • PaulW922
    PaulW922 Posts: 1,041 Forumite
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    There is no point in continually applying for accounts at different banks just to be refused all the time. You really need to get your daughter to check her credit file first and see what is there 
  • DCFC79
    DCFC79 Posts: 40,651 Forumite
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    edited 16 February 2020 at 6:47PM
    PaulW922 said:
    There is no point in continually applying for accounts at different banks just to be refused all the time. You really need to get your daughter to check her credit file first and see what is there 
    Exactly, it would just make things worse with more searches.

  • born_again
    born_again Posts: 24,564 Forumite
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    PaulW922 said:
    There is no point in continually applying for accounts at different banks just to be refused all the time. You really need to get your daughter to check her credit file first and see what is there 
    From OP
    >>he allowed others to fraudulently use her accounts resulting in them being closed<<
    So it will be a CIFAS marker.
    Life in the slow lane
  • BrownTrout
    BrownTrout Posts: 2,298 Forumite
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    PaulW922 said:
    There is no point in continually applying for accounts at different banks just to be refused all the time. You really need to get your daughter to check her credit file first and see what is there 
    CIFAS markers will have no effect on Building Society Savings based style account,
  • colsten
    colsten Posts: 17,596 Forumite
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    CIFAS markers will have no effect on Building Society Savings based style account,
    What is a "Savings based style account", and are you saying that fraudsters can park their loot in Building Societies without any checks?
  • PaulW922
    PaulW922 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PaulW922 said:
    There is no point in continually applying for accounts at different banks just to be refused all the time. You really need to get your daughter to check her credit file first and see what is there 
    CIFAS markers will have no effect on Building Society Savings based style account,
    Actually, they can - the Building Society will probably conduct a search for AML purposes (to prove identity etc) and depending on the marker it could show up then. 
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