No Child Benefit = no pension credits ?

longforgotten

My query is with regard to pension credits really............

Do you still get pension credits if your child benefit is stopped because your partners earnings are too high and you are a stay at home mum

Dazed_and_confused

Child Benefit doesn't get "stopped" due to high income.

That is a choice you/your partner makes.

It is quite possible for you to be claiming Child Benefit but also choose to stop receiving the money.

https://www.gov.uk/child-benefit

longforgotten

The issue is that my friend stopped receiving child benefit because of per husbands earnings and has now been told that she needs to pay for the lost years. Seems unfair to me. Her circumstances have totally changed as she is now divorced and on her own so will really need her state pension

bigbill

https://www.gov.uk/national-insurance-credits/eligibility

calcotti

longforgotten wrote: »

The issue is that my friend stopped receiving child benefit because of per husbands earnings and has now been told that she needs to pay for the lost years.

If she closed her claim that is correct. As explained above there is an option to maintain the claim but choose not to be paid.

When she gets to pension age if her State Pension is her only income but is not the full amount she may be able to top it up with Pension Credit (if the rules are unchanged).

Mojisola

calcotti wrote: »

When she gets to pension age if her State Pension is her only income but is not the full amount she may be able to top it up with Pension Credit (if the rules are unchanged).

The incomes of both partners would be taken into account if a claim for PC is made.

calcotti

Mojisola wrote: »

The incomes of both partners would be taken into account if a claim for PC is made.

Indeed if there was a partner but OP says person in question is divorced and now lives alone (post #3).

longforgotten

Can you please let me know In what way a person is made aware that the act of non receipt of child benefit may mean they lose out on their pension

Alice_Holt

longforgotten wrote: »

Can you please let me know In what way a person is made aware that the act of non receipt of child benefit may mean they lose out on their pension

I would direct that question to your MP.

Lorian

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/806207/Customer_research_into_the_Child_Benefit_claim_form_-_HMRC_research_report_532.pdf

Lorian

Also I should point out many people are fully aware of this - and you friend's partner has also missed the potential opportunity of pushing funds into their pension scheme to avoid the over £50K clawback too. Lots of threads on here about it.