Car Accident Caused Injury

Itsjustsammy19

I think it was her making the most of an unfortunately situation (on my boyfriends behalf). She was absolutely fine until she spoke to her boyfriend on the phone (out of ear shot) then she was suddenly complaining of neck and back pains then saying she was really shaken up and she can't face going to work. It was an older car and my boyfriend offered to pay for any damages to avoid insurance (just to keep his no claims bonus and avoid the premiums) but she insisted from the offset that it goes through insurance. As soon as he told me I knew what she was going to do. I have heard this happen alot, it's really unfair.

Itsjustsammy19

DUTR - what are you talking about? No one is 'going around colliding with cars'. It was an accident. It happens, that's life

Shaun_of_the_Dead

Itsjustsammy19 wrote: »

DUTR - what are you talking about? No one is 'going around colliding with cars'. It was an accident. It happens, that's life

It was avoidable to it wasn't an accident it was a careless action.

Shaun_of_the_Dead

Itsjustsammy19 wrote: »

I think it was her making the most of an unfortunately situation (on my boyfriends behalf). She was absolutely fine until she spoke to her boyfriend on the phone (out of ear shot) then she was suddenly complaining of neck and back pains then saying she was really shaken up and she can't face going to work. It was an older car and my boyfriend offered to pay for any damages to avoid insurance (just to keep his no claims bonus and avoid the premiums) but she insisted from the offset that it goes through insurance. As soon as he told me I knew what she was going to do. I have heard this happen alot, it's really unfair.

What's unfair? The fact she would be party to your boyfriends fraud intention or the fact she wanted the car repaired.

He's at no more of a disadvantage injury claim or not.

Aylesbury_Duck

Shaun_of_the_Dead wrote: »

What's unfair? The fact she would be party to your boyfriends fraud intention or the fact she wanted the car repaired.

I thought the same. Boyfriend colluding with the third party to break the terms of his insurance contract is obviously ok, whereas lady exaggerating injury to defraud boyfriend's insurer is bad.

AdrianC

Indeed. Both are trying to obtain a pecuniary advantage through deception.

DUTR

Itsjustsammy19 wrote: »

DUTR - what are you talking about? No one is 'going around colliding with cars'. It was an accident. It happens, that's life

And if the tables were turned?
Sometimes trauma doesn't occur immediately.
Your partner let down his concentration momentarily and experienced what can happen.

mobileron

Note whiplash pain takes a few days to show.Anyone who gets out of there car and says i got whiplash is a liar.

Shaun_of_the_Dead

AdrianC wrote: »

Indeed. Both are trying to obtain a pecuniary advantage through deception.

I don't think a pecuniary advantage has been an offence since the change of the fraud act. It's a straight forward misrepresentation come renewal time.

AdrianC

Shaun_of_the_Dead wrote: »

I don't think a pecuniary advantage has been an offence since the change of the fraud act. It's a straight forward misrepresentation come renewal time.

And one that may well render the policy effectively useless, should the misrepresentation come to light at claim time.