Debt issues amongst others.

floorspeed_2

Back in the U.K. now, resigned last Sunday with my old job and start my new job tomorrow. I think I would prefer to be nervous about it than worried without a job currently. The pay is a better rate than my last job but the hours are basically a evening/night shift. See how it goes as it seems like a really good company to work for. Unfortunately due to tax i don’t  get paid as much take home pay as I had done with  overseas tax allowance breaks while working overseas. Personally I feel extremely lucky to be back in the U.K. and close to my girlfriend. Hopefully I can work on making this work and move in together at some point.

I think my next goal is a car.

points to note: PayPal credit is currently at £1060 

Sarahwithlove

Welcome back to the UK. Glad you have managed to find a job even if its not exactly what you want in this current climate its better to be employed than not. 
Hopefully you'll get chance to get rid of PayPal debt even with the lower income here in UK. Are you living with family at the moment? How's things with your gf? Has she made any headway with her own debt? I hope things keep working out for you 

floorspeed_2

Sarahwithlove said:

Welcome back to the UK. Glad you have managed to find a job even if its not exactly what you want in this current climate its better to be employed than not. 
Hopefully you'll get chance to get rid of PayPal debt even with the lower income here in UK. Are you living with family at the moment? How's things with your gf? Has she made any headway with her own debt? I hope things keep working out for you 

1. The job is going great and I am enjoying it even tho it’s full on and a fast pace in which is good because the shifts go quickly.
2. My PayPal credit is very manageable and I will just knock £50 off it each week. also I am using another card currently as a back up in emergency’s which is also a rewards card, I am currently using it now for travel, coffees and lunch to get a idea of what I am spending each week. ( of course cut backs can happen but some times I seriously need a coffee and don’t have time to make lunch yet)
3. Yes living with family at the moment and tomorrow me and my girlfriend are going to have a good conversation on where to move into and what’s best moving forward with the lockdown and stuff. My family have been extremely supportive through all of this and I could ask for a better family.
4.things are good with my girlfriend, I feel lucky to still have her and o cherish the time I spend with her.
5.she has just been getting by at the moment as she is on a zero hour contract and furlough has saved her through this so I don’t pester her about her debt.

yea things are working out, sadly I can’t make it to my GA meetings on Thursdays so I am going to have to find another location to go so I can keep them up... they where extremely helpful in helping me make the decision to stay here in the U.K. and to take that jump. They don’t give advice but share experiences which helped. 

I have been looking at some of your posts Sarah and it looking like you have had a interesting time over the months, I don’t see them all but the last one I read I sore you had issues with your sofa... I hope you got that sorted and got some sort of refund.

anyways I will hopefully post soon and comment on your thread at some point.

have a great weekend all.

floorspeed_2

Credit cards  are all at zero 🙌

my credit balance is 29.7k over about 20 credit cards.

working on paying off my mortgage.

new thread on my mortgage journey can be found on this user name for those interested, 

peace 😎