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Debt issues amongst others.
Comments
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Remembering the lenders!
Creditors since being in debt and balance owed.
£0 PayPal credit
£0 safety net credit
£0 capital one credit card
£0 amazon credit card
£0 Vanquis credit card
£0 Barclay credit card
£0 virgin credit card
£0 MBNA credit card
£0 miss selfridge credit card
£0 aqua credit card
£0 aqua credit card No: 2
£0 Luma credit card
£0 RBS credit card
£0 RBS loans
£0 RBS overdraft
£0 Wonga payday loans
£0 peachy payday loans
£0 myjar payday loans
£0 quickquid payday loans
£0 ferratum payday loans
£0 lendingstream payday loans.
£0 sunny payday loans
£0 satsuma payday loans
£0 cash genuine payday loans
£0 loans 2 go (payday loans)
£0 uncle buck payday loans
£0 cash ASAP payday loans
£0 piggy bank payday loans
£0 cash on go payday loans
£0 swift money payday loans
£0 118118money loan
£0 bamboo loan
£0 likely loans loan
Total debt: £0
Total savings £3000 ( GF rent savings )
I am finding this rather hard to write, I mean I am now free but I am not at the same time.
That’s the problem with addiction is that you have to escape it with the freedom you have gained in ones mind regardless of what money one has positive or negative.
I had to pull out of addiction yet again to reach my goal and I am very glad I have achieved it!
One of the reasons I didn’t post lots of updates each week was so when looking back I didn’t have to see messages trying to provide answers in which I would of ignored and then yet again created a cycle of addiction at a later date with depression, anger or loss, which would either want me to get the money back creating a greater loss later.
The past is the past in regards to whatever I lost.
Thinking about the future I think it must be a very difficult time for each and everyone on this forum. Martin Lewis and his team have been working hard to help as many people as possible during this crisis we are all going through. I thank them and all the supporting people in this forum on the thousands of threads.
What next?
Hard earned savings via Working and I’ll keep U posted!
2 -
Fantastic news about being debt free!
Are you still in Germany? Have you managed to keep working there I'm assuming?
Keep going xxxLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138001 -
Kitten868
yes I am still working in Germany at the moment with long weeks. Very lucky to still be working with everything that’s happening.
how about yourself?0 -
In the UK. Still in debt
I have to keep working too which isn't easy when you have to go in customer facing and my kids have to go to school. But mustn't grumble - still got money coming in.
I'm the only person I know that is finding that this lockdown is costing more. I'm normally so careful with the food shop but you just have to buy what you can get so it's much more expensive. I don't understand as we hardly eat like kings! But at least I'm not missing my social life as I didn't have one to begin with.
I hear Germany has started to come out of lockdown so its probably nicer there right now. Its times like these that make it harder being away from your loved ones though. So I hope you'll get to come home to her soon xxx
Loan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000 -
congratulations on your debt busting you have done so well . How is your gf getting along? How long until you can be back in the Uk with her?*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Kitten868
sorry to hear that food is more expensive due to shortages and not being able to get what you want.Ah yes I can relate to the no social life scenario, I know many people are going crazy spending more than 2-4 weeks locked down in ones house but I am very much used to it, being isolated at home with my computer for similar amounts of time.
do you like poetry kitten868?0 -
Hello again,
I'm a horrible miser. I can't stand poetry and I'm being bombarded by it. Sorry.
But it's your diary so you post it. There will be people reading and not posting that could be helped by it.
Got any new products that you're aching to buy? I keep getting suckered in by rubbish on facebook. I really want a red light fat melting thing and these skin tag removing plasters. I haven't caved... yet. I did end up buying magnetic false lashes. Not my finest moment but they were for my birthday party. The party has been cancelled now though for obvious reasons. I know you like your coins.
Keep going xxxLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000 -
Sarahwithlove said:congratulations on your debt busting you have done so well . How is your gf getting along? How long until you can be back in the Uk with her?0
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Kitten868 said:Hello again,
I'm a horrible miser. I can't stand poetry and I'm being bombarded by it. Sorry.
But it's your diary so you post it. There will be people reading and not posting that could be helped by it.
Got any new products that you're aching to buy? I keep getting suckered in by rubbish on facebook. I really want a red light fat melting thing and these skin tag removing plasters. I haven't caved... yet. I did end up buying magnetic false lashes. Not my finest moment but they were for my birthday party. The party has been cancelled now though for obvious reasons. I know you like your coins.
Keep going xxxI mean when it comes to other items I am kind of waiting for the next compatible 5G Apple phone which won’t come out until September I suspect so other than that I haven’t had my head set on anything materialistic.
will of course set aside money for moving at some point but I am aware that a lot could change over the course of this year, so saving some money might be a good idea.
me and my girl friend will hopefully go on holiday next year so I will save up for that also.
well I shall not post a poem for you then lol.0 -
What does bulk buying coins involve? What kind of weight do you buy? I've never heard of that. Is it to go through and find rare ones?
You crack on and post your poem xxxLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000
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