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Returning to MFW, my elusive unicorn!

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  • We are unable to move into ours realistically until it's watertight otherwise anything we do will be one step forward, three steps back. Luckily there is lots of renovation work that can be done that isn't affected by the weather. Fingers crossed for both of us that the storms will be done soon and you can get your roof sorted and I can get my chimney sorted! :smile:
    Mortgage start: £121,500 Dec 19
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Fingers crossed for both of us that the storms will be done soon and you can get your roof sorted and I can get my chimney sorted! :smile:
    Yes indeed! Every time I think the weather might be clearing up it starts raining again :expressionless:
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 20 February 2020 at 12:32PM
    * Mortgage product switch has been confirmed by mortgage company, but won't take effect until March. Feeling very impatient!

    * Filing cabinet sort out is continuing. May need more suspension files. Shredded the vaccination records of two rabbits that we haven't owned in over a decade :lol: (someone stole them out of our back garden?! Rude.)

    * Purchased some PVC strip and external sealant to fix a leak over the patio door - there was a gap between the top of the door and the brickwork of about 1.5cm, which is usually not a problem but the combination of heavy rain + wind = the water making its way through the gap and dripping onto the floor. Covering it and sealing all round seems to have fixed it (although it's only been a few days). We'll have to remove all the wallpaper round the door now because it's been; we hate the wallpaper anyway, but ugly wallpaper is still nicer to look at than bare plaster imo :unamused: and we had hoped to put off removing it until we renovate the dining room.

    * Interviewed with a potential client last week. Fingers crossed they book me - it's a new service that I've only recently started offering so I'm keen to get more experience plus the money would be nice too.

    * Opened new business bank account and I'm now starting the process of changing everything over and updating all my paperwork to reflect the new account details. Going to give it a year and see what I think about them as a provider.
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Rabbit rustling?! Who knew it was a thing... 🐰
    We (finally) switched in December (brexit anyone...), it seemed like an age then.
    Fingers crossed for the new client and venture.
    If it's not adding up, compound it!
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    * Interviewed with a potential client last week. Fingers crossed they book me - it's a new service that I've only recently started offering so I'm keen to get more experience plus the money would be nice too.
    Potential clients are becoming actual clients! :grin: exciting stuff!
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Grogged said:
    Rabbit rustling?! Who knew it was a thing... 🐰
    They weren't even nice as pets (both grumpy as f**k). Can't understand why anybody would want them? My mum suggested someone might have cooked them - I would actually have been less bothered about that (they were both meat breeds!) than about someone stealing them for pets because they really were awful as pets :joy: couldn't cuddle them or even stroke them.
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    * Purchased some PVC strip and external sealant to fix a leak over the patio door - there was a gap between the top of the door and the brickwork of about 1.5cm, which is usually not a problem but the combination of heavy rain + wind = the water making its way through the gap and dripping onto the floor. Covering it and sealing all round seems to have fixed it (although it's only been a few days). We'll have to remove all the wallpaper round the door now because it's been; we hate the wallpaper anyway, but ugly wallpaper is still nicer to look at than bare plaster imo :unamused: and we had hoped to put off removing it until we renovate the dining room.
    Leaky door is still leaky. My next guess is pointing that needs redoing. :expressionless:
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today is technically payday, but Manwife's wage went in on Friday and the wage I pay myself from my self-employed earnings is a SO so that's due in tomorrow. Money shuffle into savings accounts happens automatically: £500 into various accounts for clothing, gifts, the car, health, house, home, and pets. Bills come out from Tuesday onwards, last one goes out on the 1st.

    BIL & family (minus 1 child) are coming round for tea today. Planned to make chicken tikka masala in the slow cooker and bought 2 packs of chicken thighs when I shopped on Thursday - intending not to go back to the shops after that until my regular shop on Monday morning. Discovered last night one of the packs had a very short date and is now out of date by several days :angry: Manwife has promised to buy more when he goes to pick BIL etc up in the car but I'm still narked.

    Video interview at noon with another potential client.
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Chicken tikka went down well; BIL's gf said she was just going to pay me to make all their meals :lol: 

    Rather pathetic snow day yesterday. White for a few hours but by midday it was 11 degrees and everything had melted. Kids gymnastics session was cancelled so went to nearest supermarket to shop instead of the one near gymnastics. Spent £125, which is to be expected because I didn't do a big shop last week (had a meeting with a client at the time I would have shopped and didn't do an online order in advance because that only occurs to me afterwards?!). Weekly shopping is usually £60-80 on the main shop, plus top up shops of £20-30. On average, over the past 6 months (I have a spreadsheet for this), we've spent £505 pcm on food.

    I made some chocolate mousse yesterday, which is always yummy but has to chill for 5+ hours, preferably overnight, so is very much a case of delayed gratification. I also bought some prawns, but decanted half the packet into a freezer bag as I am (thus far) the only person in the house who likes prawns and I can't eat 200g at once. Planning to make a pasta with them, some peas, asparagus, cream, etc and have it for lunch today. Will offer the kids to try some. Manwife won't eat prawns because (direct quote) "they look at me".

    I also bought 2 new hot water bottles. With 2 menstruating people in the house, my perpetually cold extremities and my bad hip, hot water bottles are always in demand (usually by me lol) but somehow we had managed to get down to only having one functional one in the house? Threw out one a couple of weeks back because it had sprung a leak, and there is another bottle in the dining room but no stopper, which is a bit useless. Keeping hold of it for now in case the stopper shows up at some point.

    Paperwork sort out is still ongoing, but I have now moved on to filing/shredding/recycling random heaps of paperwork/drawings/etc from around the dining room. Among other things I found our 19-20 council tax bill which I was looking for a while back, a pension statement from 2018, our Virgin Media contract and the kids philosophy workbooks from several years ago. I am really trying not to do too much each day, otherwise I'll burn out and lose motivation (not to mention knackered my back), but I keep feeling like I "should be doing more" because it's not getting done very fast :persevere: definitely going to need some more suspension files, but I don't think I need too many. Will have a look on Amazon and see what prices I'm looking at for perhaps 10.
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Mrs G loves a good hot water bottle (and a sofa blanky).

    The tikka sounds a great success 🍛

    You need to celebrate the small wins as well as the big ones. Sounds like you're making progress on both your job and the paperwork and everyone loved a good shred! 😆
    I think your going to look back on a few pages time and see how much you achieved.
    ATB G.
    If it's not adding up, compound it!
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