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Halifax "platinum" credit card
dcf
Posts: 13 Forumite
in Credit cards
I've one of these cards and have just been sent new T&Cs. Amazed to see foreign cash charges of 7.95%, and UK cash charges of 5%. And this from the company that issues the Clarity card.
I've been taking this abroad just in case the Visa network breaks down (which did happen to me a few years back when abroad) but I think I'll have to get a different card for back-up now.
I've been taking this abroad just in case the Visa network breaks down (which did happen to me a few years back when abroad) but I think I'll have to get a different card for back-up now.
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Comments
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Clarity card Ts&Cs changing as well - charge on non sterling purchases. Do they think people wont notice (until they get their first statement post changes) ?0
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Clarity card Ts&Cs changing as well - charge on non sterling purchases. Do they think people wont notice (until they get their first statement post changes) ?
Are you serious?
Post a link to whatever made you think that please, or type out the part of whatever you read that tells you that.
I am almost certain that you are completely wrong.
I assume (maybe I shouldn't) that you know to pay off the bill each month in full to avoid interest?Feb 2008, 20year lifetime tracker with "Sproggit and Sylvester"... 0.14% + base for 2 years, then 0.99% + base for life of mortgage...base was 5.5% in 2008...but not for long. Credit to my mortgage broker0 -
I've one of these cards and have just been sent new T&Cs. Amazed to see foreign cash charges of 7.95%, and UK cash charges of 5%. And this from the company that issues the Clarity card.
I've been taking this abroad just in case the Visa network breaks down (which did happen to me a few years back when abroad) but I think I'll have to get a different card for back-up now.
Shock horror. Halifax has a range of different cards for different situations, like just about every other bank.
Take the hint then; don't use that card for travel, apply for a Clarity card (or one of several alternatives often recommended on here), and use that as your back-up to 'the Visa network' (whatever that means).Feb 2008, 20year lifetime tracker with "Sproggit and Sylvester"... 0.14% + base for 2 years, then 0.99% + base for life of mortgage...base was 5.5% in 2008...but not for long. Credit to my mortgage broker0 -
If you want a Visa (debit) card for travelling have a look at Bo - the app-only bank from RBS0
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