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CRL warranty invalid - home insurance question

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  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Seller175 wrote: »
    What u mean it makes no sense? If u had a property that was 11 years old, then would any defect not be insured by your buildings insurance?
    I bought a new build 3 years ago.
    :huh: :huh: :huh: :huh:
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Seller175 wrote: »
    What u mean it makes no sense? If u had a property that was 11 years old, then would any defect not be insured by your buildings insurance?


    No it wouldn't. Just as car insurance covers you for accidents, but doesn't cover you when the car spectacularly fails its MOT. Building insurance only covers accident type things.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Seller175 wrote: »
    If u had a property that was 11 years old, then would any defect not be insured by your buildings insurance?
    I'm not sure how many different ways we're going to have to tell you the same thing, but insurance does not cover you for "any defect", it covers you for specific risks. If you want to understand what those are, you will need to read your buildings insurance policy.
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