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Frugal, thrifty, make do, mend! Let this debt come to an end!

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  • puckishpixie
    puckishpixie Posts: 15 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 16 March 2023 at 3:18PM
    Hey Elisheba, I been watching Vivi for years but due to the waffling I do have to be the correct mood. But remember not to compare, she has been doing this for years (she had to give up work as as nurse due to ill health) and even she acknowledges that a lot of her situation was down to right place/right time in terms of when she was able to buy etc. 

    Let me know if you want any suggestions for youtube gardening content - that is probably 70% of my youtube :smiley:
    Number of Debts: 13 (01/01/2021) Now 5
    Debt amount: 22k (01/01/2021) Now 9k
    Mortgage £110500 Sep 2017, original MF date Sep 2042 now May 2052 Thanks affordability checks 🙄 Now £87243.75
  • Elisheba
    Elisheba Posts: 1,790 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh for flips sake. My train is fully booked tomorrow. As is the next one. Looks like I'm working from home. My boss is going to love me 😕.

    I shall try to romanticise this by imagining I am a poor, hardworking woman trying to get to work in a time of great hardship and strife. Oh, wait a minute... 
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary
  • Thank you for such a lovely post. I am very lucky and live on a farm surrounded by lovely countryside that I don't always appreciate, you have given me lots to think about, I will definitely be checking You Tube.
    I use my slow cooker for making soup, usually through the night.
    Have a lovely weekend x
  • Cheery_Daff
    Cheery_Daff Posts: 17,196 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I agree, a lovely cheerful post 😊 (apart from your train palaver, of course). I've not heard of cottagecore (although I am already sitting here bathed in candlelight and the (shhhh) Christmas tree lights 😂😂 Will have to investigate. 

    I don't have a soup maker, but I am a complete convert to my hay box. You have to start stuff off on the hob of course - it's literally just a box filled with hay - but then you just wang the pot in the box, put on the lid (just a pillowcase filled with more hay) and leave it for however long you like. Not quite as convenient as a soup maker, or a slow cooker, but it was at least free and doesn't need any electricity 😂
  • Elisheba
    Elisheba Posts: 1,790 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks @Four_Seasons and @Cheery_Daff. I hadn't even thought about using the slowcooker, and it was only when I read your post just now, Cheery, that I thought 'Oh, I could use my home made haybox!'. Definitely both worth a try before I stump out the best part of £100 on a new one.

    Oh @Four_Seasons you are lucky to be on a farm. Its so easy to take for granted, but as someone stuck living in a town I do recommend taking time to enjoy the views, the smells (yes even the muck 😂) and the (hopefully) lack of constant car noise. When I first got my dog and we would get in the house or car when it was wet, and there was that typical wet dog smell, you know the one - it's strong and most people don't like it. Well, I was just in seventh heaven. I had grown up with that smell at my Granny's farmhouse, but had no dogs since and it brought it all back. Even now, three years later I still love it 😁. 
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary
  • Elisheba
    Elisheba Posts: 1,790 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Evening, all, 
    Just back from a lovely dinner with friends. Only £7.39 as £10 was subbed, and a few pence on cashback as I paid the subbed amount for everyone on my Amex. 

    I had a good hour beforehand with the candles lit, and a winter library ambience video on You Tube. Caught up on some MSE diaries and then read for a bit. 

    As I couldn't get the train to work today that saved me over £20 which is always nice. Then I paid £6.15 for some chocolates for my Mum. Didn't get around to sending her a card, but I don't think she'll mind if she gets one late.

    I'm really glad it's the weekend now, and I'm feeling happy and positive going into it. I woke up without an alarm this morning before 7am, and didn't feel tired and exhausted all day, so maybe my sleep is sorting itself down a bit as well!

    I made the mistake of looking on Popsy earlier on, and oh my goodness it was so hard not to buy things. I'm really tired of my current wardrobe and haven't really bought anything new since just before the pandemic when I started hitting the debt on the head. I think I might budget for 2 items a season, and since I normally wear skater dresses with leggings, they can be worn most weather, just with cardis in winter. 

    Longer term I'm thinking about starting dressmaking. I'm a bigger size so it would be lovely to have clothes that properly fit. I've got a sewing machine and did a dressmaking course years ago, but would need to refresh my skills with a few basic things first. It would a good hobby to have. 

    I got most of the blankets and throws washed today since I was unexpectedly at home. I'll do some housework tomorrow morning, and then might go out to look in the charity shops and the 2 house clearance/antique shops in town. I have a hankering after a writing bureau, but not sure I want to pay the £80-100 I've seen them going for in the antique shops. Nice to look at them though 😂.

    I think that's it for all today's news. Oh, I must remember to drop of the rubbish soup maker for collection tomorrow as well. 

    Take care everyone, and I hope you have cosy, relaxing weekends 😊
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary
  • SuzeQStan
    SuzeQStan Posts: 1,705 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Happy weekend Elisheba -

    I think you are so creative - dressmaking sounds a brilliant hobby. Very jealous of those with the skills to do it.

    maybe you could find a less costly writing box that needs a bit of attention online  - and refinish it or embellish it a bit? Paint covers a multitude of sins! 


    Lancashire
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    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy weekend and thank you for mentioning cottagecore ♥️ I follow someone on Instagram who falls into this category and I love it. I shall YouTube some more. I also stopping wearing skirts and dresses when I got dog and have had 12 years in jeans. I am too lazy to change every time I need to take her outside and dogs go with mud so well. I think I’ve forgotten how to dress pretty, but when I get to my weight loss goal I could wear my old pretty things and give off a historical vibe 🤭
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

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