Frugal, thrifty, make do, mend! Let this debt come to an end!

themadvix

Shell’s energy and broadband businesses are in the process of being taken on by Octopus, so you might just be able to transfer the credit to your new account.

 It sounds like you’re really getting settled in- love the pics!

fionaandphil

I hadn't twigged you are signing with Octopus. If you haven't got a referral code, drop me a message and I will send you one. £50 credit goes on your account and the referrer also gets £50. Mr Lewis mentioned getting a referral before Shell transfers over in his show the other week

SuzeQStan

Love the photos Elisheba - gorgeous bookcases and even more gorgeous pup! 🐶🐾🥰

Moorviews

I love your dog, books and decorations, it all looks so homely and cosy. Hope you have a good weekend and things start to slow down a bit. 

SuzeQStan

How’s the driving been this last week?  Xx

Elisheba

Okay... moving house grand totals are in!!!!!!!

Outgoings

Reference check	£30.00
Bulky waste collection	£20.00
Stairgate	£24.99
Deposit and rent in advance	£1,561.53
Professional clean and fixings	£570.00
Removals company	£1,528.79
Kitchen bulbs	£5.99
Diesel	£50.00
Car seat covers	£21.27
Curtains	£70.00
Paint	£7.00
Touch up paint	£5.75
Shower curtain	£6.77
Wood and coal	£216.00
Trolley	£59.97
Driving licence	£20.00
Oil	£881.88
Dishwasher	£100.00
Extra Wood	£30.50
More curtains	£62.98
Glasses	£140.00
Xmas Candles light bulbs	£2.49
Amazon - light fittings	£2.76
Amazon - glasses	£13.29
Presents	£15.00
Mail redirect	£36.00
Lawnmower and wheelbarrow	£20.00
B&Q - tarp	£8.50
Total Outgoing	£5,511.46

Incomings

£700.00	Gift
£135.90	Amex rewards
£95.39	Water rebate
£100.00	Gift
£340.93	Rent saving
£11.47	Car insurance refund
£47.51	Shell energy rebate
£111.70	Oil rebate
£918.43	House deposit return
£763.26	Work backdated pay

£3,224.59

Total Incoming

So that is grand total of £2286.87 that the move will be costing me in real terms - or at least in money I couldn't access immediately.  I have a £2000 interest free credit card loan covering most of it, and the rest will just be in money from wages.  And bearing in mind at least some of the oil money would have been spent on gas throughout the coming year as well.

An expensive business house moving!!!!!!!!!!!

Elisheba

fionaandphil said:

I hadn't twigged you are signing with Octopus. If you haven't got a referral code, drop me a message and I will send you one. £50 credit goes on your account and the referrer also gets £50. Mr Lewis mentioned getting a referral before Shell transfers over in his show the other week

I've already signed up - do you think it would be too late?

Makingabobor2

Yes indeed it is. Hopefully now you are more settled though and can start to find some money making schemes and ways to save. Also the fact that you should be happier now, counts for a lot. 

Elisheba

Thanks @Moorviews and @SuzeQStan It is starting to feel like home now 

I've only done the drive once so far.  The morning was fine, but it was horrible on the drive home.  Slow and tiring.  There is a longer route I can take but 3/4 of it is dual carriage way and motor way, so I might try that route as its just easier driving when its dark and I'm tired.  

Elisheba

Makingabobor2 said:

Yes indeed it is. Hopefully now you are more settled though and can start to find some money making schemes and ways to save. Also the fact that you should be happier now, counts for a lot. 

Yeah, I think I'm going to be a lot happier here.  Just being so much warmer is really picking up my spirits no end, just to start with!