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Frugal, thrifty, make do, mend! Let this debt come to an end!

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  • Well done on such a successful move, you've done lots this week. Try and rest up a bit before going back to work! Lovely to hear you are settling in so well
  • It’s very disappointing that the trolley failed you so quickly. What is the point of them if they can’t actually do what they were designed for? 
    Good swerve on the Christmas tree; it’s the decorations that make them anyway. I have never had a big fake tree but do have a little one that I enjoy using each year. The big tree is a real one but cut and I shop around for the lower price, not so perfect ones. I never know whether to make the move to either a potted tree, or a fake one. 
    My oil company refunds onto my card automatically so hopefully that is what will happen with you. They also send a statement in the post. It can be worth shopping around for the best price, or joining a local oil buying group.  I’m pleased to hear that the heating works well and that you have a comfortable winter ahead. How are your dog and cat settling in?
  • SuzeQStan
    SuzeQStan Posts: 1,589 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    Hey Elisheba - echoing the above re trolley - so frustrating.  Strongly recommend builders going to physical premises store for a purchase like this. 

    We have a fake tree - got it for a tenner in the post Christmas sales years ago and still going strong. 

    Hope you are ok after lugging all that wood about!! Xx
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  • Elisheba
    Elisheba Posts: 1,748 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks, all.
    @Cheery_Daff I am thinking about making Christingle oranges and hanging them from my fireplace, but worried silly dog might see them as a snack 🤣

    @Moorviews I normally shop around for a big tree as well, but being more rural now and not knowing the area it wasn't really possible this year. The oil company has now refunded the money for the litres I didn't need just as you said, so that's good 😁.

    @SuzeQStan I might keep an eye out for a bigger fake tree in the sales for future years 😁
    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary
  • Ooh how lovely. What a cosy looking room with all those books. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,964

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    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Elisheba
    Elisheba Posts: 1,748 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Evening, thrifty friends ,

    Oh, I'm glad the photos worked. Not sure I've done that before on here so wasn't sure if they would 😁.

    The trolley saga continues. The company said I needed to tighten the bolts tighter, through the rubber in the nuts and to use a sprocket. Upon googling a sprocket is similar to a gear, so I think they mean adjustable screwdriver or socket set. Neither of which I have. They are sending me a couple of replacement screws and nuts, and I'll see what I can do at the weekend. 

    A friend of a friend has also offered me a lawnmower and wheelbarrow for £20. They are at my old place and I'll be there on Sunday so will have a look then. Even if I can't unload the trolley a wheelbarrow will be useful, and I do need a lawnmower for the summer.

    There has been a bit of confusion with my new energy company. I signed up to Octopus, but my estate agent signed me up to Ovo. I think I've sorted it out now, but might have to pay for a week with Ovo. They are more expensive to that's a bit annoying.

    I'm on a two tier tarrif, with a day and a night rate. Think the house had storage heaters before it was fitted with oil so that's probably why. Anyway the standing charge is about a penny below the normal, the day rate a few pence high, and the nightrate significantly lower.

    I had to do a bit of googling to find out what times were actually off peak. Turns out it's written in very small letters on my box. Quarter past midnight to 7am, which is about as much use as a chocolate teapot. I was quite cross when I found out and wondered if I should speak the them about getting a normal tariff.

    I had a washing and a dishwasher load to do, and no way was I paying a higher rate. So I set my alarm for the middle of the night and got up and turned them on 🤣. It was only while I was doing this at 2am that I remembered that both appliances have a timer delay! So that's that problem solved I'm a much more satisfactory manner than middle of the night excursions to the kitchen 😂. Still a bit annoying that my day use is more expensive though.

    Pretty much everything is sorted now, bill wise, for the old and new house. My council tax owe me a whole £1.50, so I shall be waiting with bated breathe for that! My old energy company, Shell, owe me about £50 so I'll probably need to chase them up about that as surprisingly enough I don't want to bank it with them. 

    I got around a £12 rebate on my car insurance, so they must think my new house is safer even with on street parking. Oh, and my council tax here is about £20 pcm less than I thought it would be so that's nice.

    I've spent the evening writing Xmas cards, so will post them tomorrow. I picked up 2nd class stamps when I went to my nearest big town to collect my new glasses. My new glasses are fab, and I can see much better. One of the problems with my old ones was that the coating had become a bit scratched (thanks silly dog) so there was always a certain amount of blur going on.

    I think I've done everything from my weekend list except empty the boxes in the hall. I know I'm putting them off but they can wait until the weekend. I'm thoroughly sick of boxes 🙄.

    Hope everyone is warm and cosy and over the midweek hump ☺️


    Live the good life where you have been planted.
    Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary
  • foxgloves
    foxgloves Posts: 12,437 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We used to have storage heaters, @Elisheba, but changed to a standard tariff when we had them replaced with gas central heating. It wasn't a problem still having the dual meter as once we were moved off the Economy 7 tariff to a standard single-rate one, the Octopods just combined the readings. Once we no longer had storage heating, the only benefit of Economy 7 tariff was running the washing machine & heated airer during the cheaper hours but we felt this would be outweighed by the higher daytime rate, hence our request to change to a standard one.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (29/100)

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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