Regular Savings Accounts: The Best Currently Available List!

interest_Ted

Hi Knights

Well that is curious. Appears the branches must have differing information. I am not too surprised, as written information is seriously lacking.

I guess time will tell. I will pop into my branch soon after 1st April to get my book updated and will post here whether any interest included. Know this time lapse will not help SS2. but it will certainly finalise this discrepancy !

Regards - Ted

Special_Saver2

Nick_C, thanks for the information on the Yorkshire BS Internet Saver. I agree it sounds like it is worth putting in the feeder account section. Do you (or anybody else here) know whether it allows future-dated withdrawals?

Knights and interest Ted, thanks for the further info on Magic 8. I am in a real hurry right now but I shall re-read both your posts and try and put something not too contradictory into my entry on the Magic 8 account.

I will update the first posts of this thread this weekend including any further updated interest rates, updating the Magic 8 entry and adding the YBS Internet Saver to the feeder section.

knights

knights wrote: »

Hi interest Ted,

This seems to be getting complicated for something which I think is quite simple.

I have just spoken to West Brom, I will qoute you my own case:-

Account opened 29th November 2008 with £ 1000.00, will ..............

Of course I mean't 2007 not 2008 !!!

Dagobert

Special_Saver2 wrote: »

Leek United BS Regular Savings

Special conditions: Can be opened by anybody living in the UK ...

With effect from 1 January 2008, this account is only available to applicants whose permanent residential address is within the four counties of Staffordshire, Cheshire, Derbyshire and Shropshire.


Anybody outside the locations above cannot continue their existing regular saver with Leek United.


It is now possible to request funds by BACS on maturity.

quinlanmd

Special_Saver2 wrote: »

Nick_C, thanks for the information on the Yorkshire BS Internet Saver. I agree it sounds like it is worth putting in the feeder account section. Do you (or anybody else here) know whether it allows future-dated withdrawals?

I've logged into my account to have a look at the current state of play.

You can set up regular payments to internal Yorkshire accounts and save external account details and make external payments. There is no facility to make future dated payments to external accounts (I'm sure this is intentional to prevent customers using the Internet Saver effectively as a current account as they could have easily included the future payments facility in their recent site upgrade).

There is a facility to deposit into the Internet Saver by debit card but, according to the site, such deposits earn interest after 2 working days and are only available for withdrawal after 3 working days and do not immediately show in your account balance.

Special_Saver2

I have incorporated all the above comments into the first posts of this thread.

For the feeder account section, I have included information from the Yorkshire BS website as well as the information from the above posts. The delays in transferring money in and out mentioned on the website make this account seem a bit less attractive to me but I have put all the details in my feeder section so that people can make their own minds up.

I have also checked all the interest rates for all the regular savings accounts but there have been no further changes, in particular Skipton BS have not cut the rates on their two 7.55% accounts.

Kazza242

Special_Saver2 wrote: »

I have also checked all the interest rates for all the regular savings accounts but there have been no further changes, in particular Skipton BS have not cut the rates on their two 7.55% accounts.

Skipton are cutting their Christmas Saver and Special Saver rates from 7.55% to 7.30% with effect from 21st January 2008. The info is now on Moneyfacts, here.

Special_Saver2

Kazza242 wrote: »

Skipton are cutting their Christmas Saver and Special Saver rates from 7.55% to 7.30% with effect from 21st January 2008. The info is now on Moneyfacts, here.

Thanks a lot, I have now updated the relevant post at the beginning of this thread.

Fella

Britannia's fixed regular saver appears to have ended.

http://www.britannia.co.uk/c_savings/product/regsav/fr_regsav/prod.html

I was going to open one today lol, starting to feel like I'm on candid camera.

knights

Fella wrote: »

Britannia's fixed regular saver appears to have ended.

http://www.britannia.co.uk/c_savings/product/regsav/fr_regsav/prod.html

I was going to open one today lol, starting to feel like I'm on candid camera.

Yes was reported on this site a few days ago.

regards