Regular Savings Accounts: The Best Currently Available List!

isasmurf

EachPenny wrote: »

Yes, it isn't clear for the ISA version, but for the non-ISA one it is clear.

For me it is the "12 months from your initial deposit date" phrase which puts the balance of probabilities towards the 12th payment being made on or after 22 April 2017. I hope I'm wrong on that as it would make far more sense for everyone if all the payments can be fitted into one tax year.

There's an easy way around that. Put the final month's payment into their flexible cash ISA before 6 April and move it to the regular saver on the final payment date. As long as Ford keep the flexible status it shouldn't count as a subscription in 18/19.

stormbreaker

karlie88 wrote: »

Anyone else (a little) excited about the prospect of earning a fixed 4% on up to £500 per month?

Can I be really cheeky and ask what kind of account this is? Please. I am looking for a regular saver account. I has one linked to my TSB current account and haven't renewed it since the initial 5% finished about 8 months ago 🙈

B_G_B

isasmurf wrote: »

There's an easy way around that. Put the final month's payment into their flexible cash ISA before 6 April and move it to the regular saver on the final payment date. As long as Ford keep the flexible status it shouldn't count as a subscription in 18/19.

Good idea. Alternatively miss the last payment. Loss of interest would be about 83p assuming £250 missed.

Edit... Less than 83p if drip feeding from an interest paying account.

EachPenny

karlie88 wrote: »

Anyone else (a little) excited about the prospect of earning a fixed 4% on up to £500 per month?

Anyone managed to open one yet? I'm just going to have a quick look before bedtime

Nationwide8

Just had a quick look before Zzzzz ..... nothing doing..
Someone needs to press the button l suppose

EachPenny

Nationwide8 wrote: »

Someone needs to press the button l suppose

...and they weren't at their desk at 00:00:01 to push the button? It's a disgrace, I'm going to complain

Nationwide8

Am out early ( ish ) doors in the morning,,expecting a crashed site when I get back :eek:

Maybe it will be OK ...maybe

Special_Saver2

Hi Everybody,

I was hoping to add the Ford Money account to this thread now but as the details are not on their website yet, I will add them during next weekend's update.

SS2

---

For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1

hgt

It's 01:40am and the Ford Regular Saver is not officially launched, however the online application system is now working (I've just opened one).

So if you want to get ahead of the game:-

Regular Saver:- https://secure.fordmoney.co.uk/applyonline/applicationform.aspx?productid=FORRSA

Regular ISA:-
https://secure.fordmoney.co.uk/applyonline/applicationform.aspx?productid=FORRSI

Westie983

All opened, and funded thanks for the link. This one look like its runs on anniversary months like Santander, which will stop me paying in again on the 1st to make 13 payments :-(

Still a good rate

Westie983