Regular Savings Accounts: The Best Currently Available List!

Westie983

adindas wrote: »

You are right I just counted it, I actually only have eight, not nine.

I decided to close my matchday account, (The online accounts all run in order) but I know the match days ones are there if I need them, I opened I3 in branch on Monday, so I now have seven to balance, including the other 9 I have...

Lets see what happens, as one matures, I can increase the amount going into the virgin ones.

Its a continuous juggle

:-0)

mgarl10024

Westie983 wrote: »

I decided to close my matchday account... but I know the match days ones are there if I need them

Wouldn't you have been better to keep them open, but adjust the SOs to the minimum (either £0 or £1 depending on how you read the terms)?

If Virgin pull the accounts tonight, they might not be there when you need them.

adindas

Westie983 wrote: »

I decided to close my matchday account, (The online accounts all run in order) but I know the match days ones are there if I need them, I opened I3 in branch on Monday, so I now have seven to balance, including the other 9 I have...

Lets see what happens, as one matures, I can increase the amount going into the virgin ones.

Its a continuous juggle

:-0)

Indeed. What is so special about Virgin money online RSA is that, it is all in one platform, so very easy to manage.

schiff

I wonder if this could be useful?

Online Accounts:

Regular E-Saver, matures 20/10/17
Regular E-Saver Issue 2, matures 20/12/17
Regular E-Saver Issue 3, matures 20/2/18
Matchday Regular E-Saver, matures 20/3/18
Regular E-Saver Issue 4, matures 20/4/18

The first four credited interest on 11/3/17 and will pay out interest at maturity.

Store based Accounts:

Regular Saver, matures 1/12/17, interest credited on 31/10/17 and at maturity.
Regular Saver 2, matures 1/2/18, interest credited on 31/10/17 and at maturity.
Matchday Saver Issue 1, matures 1/3/18.
Regular Saver 3, matures 1/4/18.

I find the whole business of Virgin Regular Savers requires intense concentration, with the proliferation of them, very similar names and some being Store based and the rest online.

Got in a mess today setting up standing orders for the latest one twice, which I've now undone of course. But I drew up the above schedule with my own additions to make sure I know what I'm doing in the future. And thought it could be helpful for others.

Fingers crossed!

schiff

pafpcg wrote: »

According to the "Key Product Information" for my VirginMoney branch-based Regular Saver Issue2, the maturity date is 01-February-2018.

You are quite right, thank you! Suitably corrected

That date is on my records too. I did say the whole thing was confusing

bumpercars99

I'm not sure if someone here can help me. I'm looking for the terms and conditions of a Santander Regular Saver that I've had open since October.

In my online banking it's just labelled "Monthly Saver" and I'm not sure if that's a name I gave it or whether that was its official product name.

I've been making a fairly small monthly payment into the account but I've started a small second job and want to put the earnings from that into the account as well. What I'd love to know is whether I can make more than one payment into the account as long as the total is under £200(?) a month as it would make it a lot easier to just send it across when I got paid rather than constantly adjusting my normal standing order each month.

I can see that this would be fine on the new Regular eSaver they have out but I'm not sure that's the product I have. I know my product is at 5%. If anyone knows the official account name, can find the T&Cs or has this account and knows the answer to my question, I'd be very grateful thanks.

ColdIron

bumpercars99 wrote: »

In my online banking it's just labelled "Monthly Saver" and I'm not sure if that's a name I gave it or whether that was its official product name.

That's what Santander call it on the account overview page, if you click on it it should give you the proper name e.g.
Product name: 123 REGULAR ESAVER (ISSUE 4)

bumpercars99

Ah great thankyou!!
It's a REGULAR ESAVER (ISSUE 1)
No wonder I couldn't find t&c for this "Monthly Saver" account.

Looks like I can do what I want if I use a standing order.

Thanks for your help.

Special_Saver2

Hi Folks,

I cannot find anything that has changed for this weekend's update.

I will do another update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1

gt94sss2

Dear gt94sss2

Your Regular eSaver interest rate increase to 5.00% AER/Gross (variable)

As you’re a 1|2|3 World or Santander Select customer we’re pleased to let you know that from 3 April 2017 we’re increasing the rate on your Regular eSaver (Issue 4) to 5.00% AER/Gross (variable).
Please see the table below for more details.

[FONT=&quot]
[/FONT]

[FONT=&quot] Regular eSaver for 1|2|3 World or Santander Select customers[/FONT]
[FONT=&quot]Interest rate AER / Gross (variable)[/FONT][FONT=&quot] up to and including 2 April 2017[/FONT][FONT=&quot][FONT=&quot]
[/FONT][/FONT][FONT=&quot][FONT=&quot]3.00%[/FONT][/FONT]

[FONT=&quot]Regular eSaver for 1|2|3 World or Santander Select customers[/FONT]
[FONT=&quot]Interest rate AER / Gross (variable)[/FONT][FONT=&quot] effective from 3 April 2017[/FONT]

[FONT=&quot]5.00%[/FONT]

[FONT=&quot]
[/FONT]