Regular Savings Accounts: The Best Currently Available List!

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patientperson wrote: »

I am a great fan of RS .. currently down to 58 but always looking.:)

Me too, but no where near 58.........:T

colsten

Newcastle Big Home Saver, once one of the best regular savers, is finally becoming totally useless.

New rate from February 9th for all issues (1-3) will be 1.05% AER, including a 0.8% bonus.

I'll be closing my accounts with them on February 1st.

_Amaryllis_

Frogletina wrote: »

I've only got 12 - I feel like a beginner...

frogletina

I've only got 5. I thought I was doing well :rotfl:

Jo_Blogs

colsten wrote: »

Newcastle Big Home Saver, once one of the best regular savers, is finally becoming totally useless.

New rate from February 9th for all issues (1-3) will be 1.05% AER, including a 0.8% bonus.

I know it's a real shame :(

badger09

colsten wrote: »

Newcastle Big Home Saver, once one of the best regular savers, is finally becoming totally useless.

New rate from February 9th for all issues (1-3) will be 1.05% AER, including a 0.8% bonus.

I'll be closing my accounts with them on February 1st.

I closed mine (1 & 2) exactly 1 year ago today, having almost drained them when the rate dropped to 2%.

Remember when 2% was too low to bother with?:o

adindas

I just have a look on my spreadsheet. I am currently having 23 RS running under sole name. No join account. I am just aiming at those paying 2%+

RS account augmented with Instant access Easy saver for temporary accommodating is is the way to go where the interest rate hit the rock bottom.

adindas

patientperson wrote: »

I am a great fan of RS .. currently down to 58 but always looking.:)

IMPRESSIVE

Is it under sole name or include the RS under OH and the one created using join A/C as a condition?

Are you also investing in RS paying less than 2% ?

Please share your knowledge to assist people to improve performance ...

List of the RS you are currently having will be very useful ...

Jo_Blogs

badger09 wrote: »

I closed mine (1 & 2) exactly 1 year ago today, having almost drained them when the rate dropped to 2%.

Remember when 2% was too low to bother with?

Yes, but I held out as long as I could before I moved the funds elsewhere. I still have my account as you never know. Well we do, but we can live in hope

adindas

badger09 wrote: »

I closed mine (1 & 2) exactly 1 year ago today, having almost drained them when the rate dropped to 2%.

Remember when 2% was too low to bother with?:o

You are definitely right at the time. I myself even did not consider RS paying 2% at that time.

Who would want to use RS paying 2% if you could get Current account paying 3%. The drop of interest of Santander 123 A?C was already anticipated but there might be not many people thought it would be cut to 1.5% while already increasing its fee earlier last year.

People start looking into RS paying 2%+ after Santander 123 announce cutting its interest to 1.5%.

RSA is a lot of hassles but some people take it personnally as a mean for survival considering the CPI of 1.6% (or more seriously RPI 2.5%) which is eating your money on day to day basis

katejo

gallygirl wrote: »

Six months since mine matured and I missed the message about what they were going to do so a new account was opened . Closed and proceeds transferred to my TSB current account, all arranged over internet. I then transferred the funds out to my Santander account. That might be an option for you, assuming you have a TSB current account?

Mine matured yesterday. I did get the message in advance about transferring to another account but, when I tried to do so in advance, it wouldn't let me. I assumed that I had to wait until the 26th for the interest to finally be added. I checked this morning and it is now in an Easy Saver account. I haven't decided where to move the money yet but may use some of it to fund a new regular saver.