Regular Savings Accounts: The Best Currently Available List!

badger09

Money_Man_Steve wrote: »

Do any existing TSB Enhance/Lloyds Vantage customers know if the new TSB Plus/Club Lloyds accounts can be opened in addition to the maximum of three Enhance/Vantage accounts per person, or whether the new TSB Plus/Club Lloyds has to be instead of an existing Enhance/Vantage account?

In addition

Amongst others, I now have:

3 TSB Enhance + 2 TSB Plus
3 Lloyds Vantage + 1 Club Lloyds + 1 Club Lloyds Monthly Saver

Also still have 3 BoS Vantage

Monthly money shuffle takes a bit longer

badger09

Perhaps I should have said can be in addition to, or instead of.

If you wish, you can 'upgrade' an existing Lloyds Vantage or TSB Enhance to their new Club/Plus account.

However, you can hang onto the 3% rate for however long it lasts, (July for Lloyds?) and open the new accounts in addition - 1 Club and 2 Plus

kuepper

trying to decide where to switch my current a/c to and wondered if First Direct's 6% regular savings of £300 max / month for 12 mths is a one-off opportunity for the 1st 12 mths or if you can start another regular saver after the 1st year?

sabretoothtigger

You can just start another, obviously its limited how much you can put in, I think Nationwide regular saver is more usable


Vantage cannot be upgraded afaik. The tsb plus just told me

Sorry, but we can't show you some recent transactions as your name wasn't on the account when these transactions were processed.

whose name is it then :O I hope its just setting up still

bob792

Yorkshire Building Society Regular Saver 2

This account has now been withdrawn. Its replacement not only has a rubbish rate but also has conditions that should be beneath the dignity of a society the size of Yorkshire.

Special_Saver2

Hi Folks,

Here is this weekend's update.

- Yorkshire BS Regular Saver (Issue 2) withdrawn and removed from post 2
- Yorkshire BS Monthly Regular Saver added to post 3, paying 2% on up to £500 per month for 2 years with 1 penalty-free withdrawal per account year (and I think you can close the account early without penalty)
- Holmesdale BS Regular Saver (Issue 2) added to post 4, paying 3% on up to £250 per month for 1 year for any UK resident but no withdrawals allowed
- Lloyds Vantage and TSB Enhance accounts withdrawn and removed from post 9
- Updated the information on the TSB Classic Plus current account in post 9

I will do another update next weekend.

(Edit: In response to the comment below, I meant that the accounts above were withdrawn for new applicants.)

SS2

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1

Archi_Bald

Special_Saver2 wrote: »

- Lloyds Vantage and TSB Enhance accounts withdrawn and removed from post 9

They have only been withdrawn for new applications - anyone with existing accounts can still use them. Rumour has it that the Lloyds Vantage interest rate will drop in July. No rumours yet about the Enhance.

badger09

Archi_Bald wrote: »

Rumour has it that the Lloyds Vantage interest rate will drop in July. No rumours yet about the Enhance.

Now you've started one

adindas

My understanding is that the SO to Loyds Club Monthly Saver does not need to come from Lloyd Club current account. Any LLoyds current account will qualify ??

My preference is to feed it from LLoyds Classic with vantage as all of my bill DDs, SOs come from this Vantage account so it is easier to check it.

Could people who knows please confirm whether my understanding is correct ?

Thanks

bob792

Special_Saver2 wrote: »

- Yorkshire BS Monthly Regular Saver added to post 3, paying 2% on up to £500 per month for 2 years with 1 penalty-free withdrawal per account year (and I think you can close the account early without penalty)

It's not one withdrawal per account year, it's "Access your account with one withdrawal day per account year, based on the anniversary of the account opening date".