Regular Savings Accounts: The Best Currently Available List!

ernie-money

tiptoe_mouse wrote: »

Thanks, rb10 - it's reassuring to hear from someone who has actually done it without being penalised.

Can anyone confirm that they've done so on the LLoyds one and received the full rate of interest?

I appreciate that the terms and conditions of both accounts don't prohibit 13th payments, but I don't fancy arguing the case with the banks if I can avoid it!

Cheers,
tiptoe

I have done this with both banks, but I didn't wait 30 days before making the second payment. I opened the accounts on the 29th of the month, and then made the second payment on the 1st of the following month, to make the most of the interest, and I have had no problems on maturity.

tiptoe_mouse

ernie-money wrote: »

I have done this with both banks, but I didn't wait 30 days before making the second payment. I opened the accounts on the 29th of the month, and then made the second payment on the 1st of the following month, to make the most of the interest, and I have had no problems on maturity.

That's pretty much what I did when I opened these accounts. Good to hear that 13th payments are definitely okay with Lloyds and Halifax.

Thanks,

tiptoe

Zebra

According to the Stroud & Swindon website the Regular Saver Plus Issue 2 Account has closed.

Must have just been today because it was available this afternoon.

lucky77

Zebra wrote: »

According to the Stroud & Swindon website the Regular Saver Plus Issue 2 Account has closed.

Must have just been today because it was available this afternoon.

Thanks. I just requested an application form yesterday afternoon and wasn't told it was closing. If the form doesn't turn up, at least I'll know why.

progressive_uk

Zebra wrote: »

According to the Stroud & Swindon website the Regular Saver Plus Issue 2 Account has closed.

Must have just been today because it was available this afternoon.

www . stroudandswindon.co.uk/savings_account_interest_rates.aspx

The above no longer lists the Regular Saver Account. Am I to assume that I will continue to receive 2.5% +2% bonus unless I am informed otherwise since there is nowhere to check it regularly online?

Special_Saver2

Hi Everybody,

Here is this weekend's update:

- Derbyshire BS Monthly Saver Issue 2 withdrawn
- Cheshire BS Monthly Saver Issue 2 withdrawn
- Stroud and Swindon BS Regular Saver Plus Issue 2 withdrawn
- Derbyshire BS Monthly Saver Issue 3 launched (4% gross p.a. until 31st May 2011, guaranteed to remain Bank of England base rate + 3.5% until 31st May 2011)
- Dunfermline BS Monthly Saver Issue 7 launched (identical details to Derbyshire account)
- Buckinghamshire BS Chiltern Gold Builder Issue 2 launched (3.5% gross p.a., I think there is no maturity date so I have placed this in post 2, you cannot open this if you hold Gold Builder Issue 1)

eMoneyfacts also reports that the Principality BS Regular Saver ISA Issue 2 (paying 4%) has been withdrawn. It was withdrawn after only 24 days! I see this has already been noted and removed from Kazza's ISA thread.

I will do another update next weekend.

SS2



Edit: progressive_uk - you can monitor the interest rate on this page

rb10

progressive_uk wrote: »

www . stroudandswindon.co.uk/savings_account_interest_rates.aspx

The above no longer lists the Regular Saver Account. Am I to assume that I will continue to receive 2.5% +2% bonus unless I am informed otherwise since there is nowhere to check it regularly online?

The interest rate is listed at the very bottom of this page:
http://www.stroudandswindon.co.uk/closed_savings_investment_accounts.aspx

aspatrialil

Cheers for that information guys was trying to find it as I sent my cheque off last week.
You are all stars :T;)

RayWolfe

Special_Saver2 wrote: »

Here is this weekend's update:

Seems the whole world has given up on monthly savers! We must wait until they become fashionable again.

Meanwhile, thank you so much SS2 for all your brilliant work here.

Chadsman

progressive_uk wrote: »

www . stroudandswindon.co.uk/savings_account_interest_rates.aspx

The above no longer lists the Regular Saver Account. Am I to assume that I will continue to receive 2.5% +2% bonus unless I am informed otherwise since there is nowhere to check it regularly online?

The basic rate is 2% the bonus is an extra 2.5%.
It is normal for a rate to drop or is that plummet when an account is closed to new applicants.