April 23rd.
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SF's road to MF/FIRE - Take Two!
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Miss_Money_Magnet said:Hi, Ive enjoyed reading your diary and wish you lots of luck on your journey
Thanks!
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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It's finally payday tomorrow! So I can do my account shuffles and then continue as normal. I wish our journey was going slightly faster but it's going so that's the main thing. The only thing that would make this go faster was if we could earn some more - which I try to do but then that isn't always that successful.Another NSD for me today; we're just at home. The kids are currently in the bath so I can get 5 minutes peace and they can play with water in a contained environment. It's much easier this way!Will do a numbers update tomorrowBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Glad it helped. With 4 year olds you can do learning through singing too - like number songs or colours of the rainbow. You can use blocks to help them count and do basic sums - or use food... Get them to count their vegetables and stuff like that. It all helps.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/254 -
savingholmes said:Glad it helped. With 4 year olds you can do learning through singing too - like number songs or colours of the rainbow. You can use blocks to help them count and do basic sums - or use food... Get them to count their vegetables and stuff like that. It all helps.
Thanks - I shall do those things!
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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April 27th.How is it nearly the end of April already? It feels like I've just lost the month, to be honest. It's just been so strange. How is it nearly May?! Such strange times.I'll do a proper numbers update at the end of the month, but it's looking good so far. Not going anywhere or doing anything has benefits. I just wish we knew when things might change slightly.Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Glad the money side of things is going well for ou - one less pressure. I can't believe how time is flying either. Garden is looking great though for our time off. We got rid of a huge tree and a few smaller ones and it is really improving the light and feel of space. Cost money though.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/254 -
5th MaySo, April's figures are:
- 20 NSDs
- £294.25 mortgage OP
- £876.45 into savings
Extra income during the month:- Dividends - £47.65
- Blog - £151.77
Not at all badin fact, if every month could be like that, I would be ok! I'd like to be earning more extra income at the moment but it's tricky finding the time so something has to give. I am hoping to hit the requirements for monetising my YouTube channel by the end of the month so that will hopefully be an extra income stream eventually
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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11th May.I am literally the most uninteresting person - I never have anything exciting to say.Yet another week at home. I was listening last night and feel like the best thing to do now is to continue what we have been doing - staying at home and avoiding going out. I don't see how we can adjust to going out without anything really changing? I hope there isn't another big spike in cases in a couple of weeks.I made an OP today of £110 to make it a nice round number, and transferred £12.11 to our EF.Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
7 -
Great OP!! I don't think any of us are very exciting at the moment but the diaries still help keep us focusedMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!5 -
Jessy103 said:Great OP!! I don't think any of us are very exciting at the moment but the diaries still help keep us focused
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
6
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