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Jubilant January's NSD Challenge!

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  • Dottles1
    Dottles1 Posts: 495 Forumite
    Part of the Furniture 100 Posts Name Dropper
    No spends on Wednesday for me. That makes 4/12
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
  • Needed change for my yoga class yesterday and whilst I don't mind just going into a shop and asking for change I didn't on this occasion because 1, I've done it lots of times before and 2, I've only Scottish notes and it bugs me when these are questioned incorrectly.

    Still on 2 NSDs
  • cathybird
    cathybird Posts: 15,664 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 January 2020 at 8:02AM
    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets

    AbundantBudget 10
    beanielou 7/15 LZ5ioOG.gifvyphs1D.gif
    bestlifenow 4/20 LZ5ioOG.gif
    Butti 2/10 LZ5ioOG.gif
    cathybird 7/15 LZ5ioOG.gifvyphs1D.gif
    confusedsaving 3/10 LZ5ioOG.gif
    CJRyder 5/16 LZ5ioOG.gifvyphs1D.gif

    debbie_debt 8
    delta13 6/12 LZ5ioOG.gifvyphs1D.gif
    doingitanyway 4/20 LZ5ioOG.gif
    Donkids22 3/10 LZ5ioOG.gif
    Dottles1 4/12 LZ5ioOG.gif

    Fivenations 15
    Glitterbaby 3/20 LZ5ioOG.gif
    Happy Monday 6/18 LZ5ioOG.gifvyphs1D.gif
    HattersFan 1/15 LZ5ioOG.gif
    Honeysucklelou2 3/11 LZ5ioOG.gif
    Ivysmom 4/10 LZ5ioOG.gif
    jammydodger 7/20 LZ5ioOG.gifvyphs1D.gif
    karenccs67 6/15 LZ5ioOG.gifvyphs1D.gif
    Lar90 2/20 LZ5ioOG.gif
    little_green 3/16 LZ5ioOG.gif
    MidsHollie 3/15 LZ5ioOG.gif
    MoneysavingmadGem 1/15 LZ5ioOG.gif
    Money Choices 1/10 LZ5ioOG.gif
    Munchin 5/15 LZ5ioOG.gifvyphs1D.gif
    Optimistic Saver 6/20 LZ5ioOG.gifvyphs1D.gif
    Purplemumof2 1/10 LZ5ioOG.gif
    savequidalot 4/18 LZ5ioOG.gif
    Saver.The.Taste 5/17 LZ5ioOG.gifvyphs1D.gif
    scotmumof3 8/31 LZ5ioOG.gifvyphs1D.gif
    shopaholicnumber1 4/15 LZ5ioOG.gif
    SpekySquarehead 2/13 LZ5ioOG.gif
    squanderscouse 4/15 LZ5ioOG.gif
    SSDD23 5/20 LZ5ioOG.gifvyphs1D.gif
    Thistimearound 2/12 LZ5ioOG.gif
    TrushTush 4/15 LZ5ioOG.gif
    Ttomo 3/10 LZ5ioOG.gif
    Van_Girl 2/15 LZ5ioOG.gif

    :j ALL WELCOME TO JOIN!! :j
  • TrushTush
    TrushTush Posts: 218 Forumite
    Sixth Anniversary 100 Posts Photogenic Energy Saving Champion
    4/15 from yesterday, hoping for 5 tomorrow then grocery shopping on Saturday.

    This challenge is definitely helping!
    No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
    Clear all Debt in 2020 #97 WE DID IT!! DFD June2020
  • cathybird
    cathybird Posts: 15,664 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Still on 5 NSDs today, nipped into Aldi with my sister tonight with no plans to spend, but picked up some half price fruit and veg so it was too good to miss. I did think for a minute about not breaking my NSD, then thought I was being silly when there was food that I will use.

    Should be a NSD tomorrow xx


    Similar to me this morning, Happy Monday - I was walking to work past the restaurant that makes lovely cinnamon buns - thought "oh I could really go a cinnamon bun" - then thought, don't be silly, I've brought all my food for the day, no reason to throw a potential NSD away for a bun! So no bun. It's no doubt better for me anyway. :)
  • cathybird
    cathybird Posts: 15,664 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    3 so far. Possibly 4 if i can get through the remained of this evening without giving into that cheeky online purchase!!


    Go little_green :) :j:j
  • cathybird
    cathybird Posts: 15,664 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    MidsHollie wrote: »
    I'm not doing as well as anticipated. I've had 3 NSD's out of 15 this month. Only one day has been overly spendy, all other days are within the budget. I aim to do some meal planning and prepping at the weekend which will help cut down the number of times I go to Aldi!


    MidsHollie, well done on your 3 NSDs :) :T:T Still plenty of January left! :)
  • cathybird
    cathybird Posts: 15,664 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    delta13 wrote: »
    I'm on 6/12! Might have to up my target at this rate!

    scotmumof3 wrote: »
    NSD number 8 for me today :)

    Dottles1 wrote: »
    No spends on Wednesday for me. That makes 4/12

    TrushTush wrote: »
    4/15 from yesterday, hoping for 5 tomorrow then grocery shopping on Saturday.

    This challenge is definitely helping!


    Well done delta13, scotmumof3, Dottle1, and TrushTush :) :T:T:T:T:T:T:A
  • cathybird
    cathybird Posts: 15,664 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Needed change for my yoga class yesterday and whilst I don't mind just going into a shop and asking for change I didn't on this occasion because 1, I've done it lots of times before and 2, I've only Scottish notes and it bugs me when these are questioned incorrectly.

    Still on 2 NSDs


    Speky, my dad once tried to pay for a sandwich in Norway using Scottish pounds, and got very cross when they didn't like it! :rotfl: I agree with you, it's annoying that people don't get that they are no different to English pounds.
  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 7 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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