misstara's debt diary 2020

misstara

Hi Sarah, I do have breakdown cover but used it when the battery was flat before Christmas and they won't come out again for the same issue within a 2 month period.  

NSD other than the bus fare to and from work (£4.40).

Sarahwithlove

Oh that's annoying. But something for me to consider 🤔

Boodedoo

Hope you are now mobile again and the cost of the battery replacement wasn't too bad.

misstara

The guy came out today and replaced the battery (£95) so I now have a working car

Yesterday I spent £4.40 on bus fare and 99p on paracetamol.  Today £4.40 on bus fare and £25.12 on food shopping as well as paying for the car battery.

misstara

Not much to report over the last few days, work has been absolutely manic so literally have done nothing apart work, eat, sleep.  NSDs the last 3 days and £11.06 spent today on a small top up shop - milk, bread, fruit, yoghurt and cleaning supplies.  On a double shift tomorrow so best get off to bed.

misstara

NSDs Thursday and Friday.  Day off yesterday and I met a friend for a walk along the beach, really needed the exercise and non work chat!  Spent £4.80 on a takeaway coffee and cake.  Also spent £6 on a pair of gloves as mine have been missing for over a week, probably find them now that I've bought a new pair and £3.47 on milk, bread and pain au chocolats for this morning's breakfast.

Day off again today so me and OH are planning a walk round the park later.  Work is going to be super busy again this week so will spend time this afternoon prepping food, already got pulled pork in the slow cooker.  Find it's really working prepping meals as it's meaning I'm not popping to the supermarket to grab something when I finish work late.  We've still got over £130 left in the food budget which is unheard of for this time in the month.

Sarahwithlove

Meal prepping and using slow cookers always helps so much when comes to meal times and saving money. That's a good budget to have left for rest of month! 

misstara

Wow didn't realise it had been over 2 weeks since I last posted, work continues to be manic and I'm working 11-14 hour days which is not great but it should get better from next week.  Ended the month with £24.45 in the food budget which I have used to top up my energy account.

Payday was on Thursday - £1857.64
- £900 usual bills (no council tax )
- £150 car
- £230 food
- £50 petrol
- £100 presents (OH, brother and sil birthdays this month)
- £100 car fund
- £100 emergency fund
- £100 flat deposit
- £30 home fund
- £30 clothes fund
- £20 social
- £57.64 energy top up

Got £25 from 0nepoll so have moved that to the emergency fund.  The energy top up is just to cover the increased costs over winter without having to put the direct debit up.

misstara

Oops 4 months without posting  

So work didn't get better, have been working stupid hours for months but finally things are looking up - got some new staff and I'm getting on top of some new responsibilities I've taken on.

Money wise - things are good, the emergency fund and car fund both have £1000 in them  

Will try and get back into posting more regularly, hope everyone is well.

dawnybabes

 Missed you, hope the new staff help 😀