A Year in the Life of...

beanielou

What's the new moisturiser then?

girlatplay

savingholmes said:

On the redirection - you can extend it later I believe - although it is probably cheaper to decide upfront if that's likely. I think you would have to be very organised to be sure you didn't need it. Insurance, pensions, banks, medical, work and then those people that contact you once a year at xmas.

I might just go with the year for peace of mind.  I do have a partial list already but I don't want to try and rush it into three weeks as when I rush I panic and my brain freezes.

girlatplay

beanielou said:

What's the new moisturiser then?

Av0n.  The anew one.  It's a small set with day and night cream, micellar water and serum.  I didn't want to buy the big ones in case I didn't like them so I bought the tester size.  They're actually a perfect size for anyone who is planning to get on a plane with hand luggage.  I'm not planning any planes this year so I'll just use them at home.

beanielou

Thanks.
On the hunt for new moisturiser.

girlatplay

Small update today in that our mortgage has been approved.  Wooo!!  Just got both sets of missives to conclude now but that won't be before next week.  Just hoping our purchaser has her mortgage now.

One of the windows in the stair got broken a couple of weeks back due to the high winds at the time.  I swear I close that window every day in life and every day in life someone opens it again. It was literally an accident waiting to happen.  Selfish [insert swear word]'s who scrounge off the state and don't care about things getting broken as they don't have to pay for them.  Anyway, now I have to call the council as no one else has cared but the purchasing solicitors have mentioned it to my solicitor.

Not fun times.

beanielou

Great news on the mortgage.

Boo to the window though

savingholmes

beanielou said:

Great news on the mortgage.

Boo to the window though

Same here. Hope things resolve quickly.

girlatplay

Thank you @beanielou and @savingholmes  I called the council but they said they are not willing to organise a repair, even though there is a council property in the stair, although they are willing to pay their share.  I spoke to one of the other owners and he's agreed to sort something if I put notes through everyone's doors 🙈 (he doesn't live here, he rents to his daughter.  Also, he doesn't know we are moving).  It could take ages for everyone to get back to us.  I might just ask for money to be held back from the sale funds and do what I can up until we move.

We have to decide if we want a survivorship clause in our title deeds.  I used to work in conveyancing and I would say to any couple DO NOT put the survivorship clause in.  I've seen too many disasters.  However, LMG and I are not a couple, we're mother and daughter.  I absolutely want the house to go to her if I die.  I know I could Will it to her but if (and this is very much a hypothetical situation) I were to marry bf and then I died, I don't want him to have a claim on her home.  Also, if it was the other way around and LMG was to go early I don't want her husband having a claim on my home.  It would just feel a bit more solid if we had the survivorship and then did wills too.  I need to chat to her about it over the weekend but I don't even know how to explain.  She is only going to hear my biased point of view.   I just think that in our unusual circumstances it might be worth putting the clause in.  Any thoughts welcome.

I cashed out £7 on Prolif earlier.  Still 90p pending but it has been pending for a while and I was getting impatient.

I got a letter from TV lic telling me they hadn't received payment.  Oops.  It was due 1st June (I used to buy stamps at the post office when I was really poor and laterally I was just paying by card every year so no dd) and with everything going on I completely forgot.  When I thought about it I realised we haven't watched live tv in months.  We watch flix of the Net, the online river/rainforest one (I have student membership through my studies) and LMG got a trial of Walt's imagination.  I don't remember the last time we watched a normal channel.  I called up and cancelled.  If we decide we need one after we move then I'll call back and set it up again but quite honestly, we haven't missed it.

Its been such a busy week at work.  I am really exhausted.  I am going to put the not-live tv on and just look at the screen.  I can't stay on my phone any longer as I concentrate on that.  I don't have to concentrate on the telly.

beanielou

I would absolutely go for the survivership clause.

In my first will, when DS was still at school, I had a clause that he would not be able to access funds from house sale til he was 30!!
Now he is one of my executors!!

savingholmes

Good luck with sorting the window. I think the idea about withholding the £ from the sale sounds good.