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Keep calm and carry on....

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  • South_coast
    South_coast Posts: 5,892 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I’ve been eating my way through a bag full of broccoli to make space for essentials, like ice cream 😝
    See, I'm the weirdo that would much rather have the broccoli 😂!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Thick_n_Thin
    Thick_n_Thin Posts: 329 Forumite
    Fourth Anniversary 100 Posts
    Well done on the mortgage overpayment £700 is huge! 👏🏻
    Aiming to be mortgage free in 3 years June 2023. 
    May 2020 - £63,493
    Jan 2021 - £56,145
    April 2022 - £44,750
  • themadvix
    themadvix Posts: 8,785 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Not sure there’s a book Elmo, it’s a blog - becomingminimalist.com. Hth!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • South_coast
    South_coast Posts: 5,892 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    themadvix said:
    Not sure there’s a book Elmo, it’s a blog - becomingminimalist.com. Hth!
    Correct 😀 The book I was reading was called "The Waste Makers" by Vance Packard. It was all about how Americans had been lured into buying more than they needed by various mechanisms (two of everything/styling changes so things seemed outmoded/things breaking down/population growth) and how that had been driven not only by business but by the Government because of a recession in the 1950's. It also touched on environmentalism and how they were using up resources. Just fascinating to read and think about how it was written in 1960 and it's only now that people are starting to get the message, so felt very prescient
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • themadvix
    themadvix Posts: 8,785 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Book sounds really interesting SC - think I’ll see if I can find a copy (for now I’ll make a list - I have a backlog!)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • South_coast
    South_coast Posts: 5,892 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi mortgagefreegonnabe (love the positive statement in your user name 😀), thanks for saying I'm organised - doesn't often feel like that in real life! 

    Haha, only one head the last time I checked. The triple-purchases are so that I can have one at my place, one at BF's and one for my hotel bag (have spent a fair bit of time in hotels with work on and off, and it's so much easier to have a toiletry bag already packed than keep shifting it back and forth), I've even got 3 hairdryers 😂! 

    I've still got a few odd bits in the booze bag - strangely enough, including Raki 😂! No idea what that even tastes like - is it an aniseedy one, like Pernod? I tend to drown most things in diet coke, it masks the taste of most things 😀 Actually, have lapsed into topping up from the supermarket recently, must get back on the bag-emptying mission (it would also reclaim me some floor space). If I must spend money on booze, then it's better off going into my pocket (via paying off the credit card) than to the supermarkets - they're getting quite enough from me at the moment. Thanks for the prompt!

    Funnily enough, I found my job pros and cons list the other day - I never did get further with it than those first two points! I'm not really sure what the answer is, to be honest. I'd rather not work at all, but as BF refuses to do the decent thing and support me 😯 and while there is still this pesky mortgage to take care of, it makes sense to try and maximise my earnings while I can and then keep reviewing 😦
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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