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Keep calm and carry on....

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  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Good luck SC! <3
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    They are weird times that's for sure. The shops seem to have plenty in them round where I live and haven't been that full when I've sent DS in (he wanted to go). I too am thinking of adjusting all my alarms so they make more sense.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • South_coast
    South_coast Posts: 5,885 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks both. I definitely have a better work-life balance now, so I'm not very keen on the idea that it's going to take over my life and brain again and cause me to need all the reminders 😦 But, there is a mortgage to be paid! 

    It's the other bits of my normal life that I'm missing - the freedom to decide tonight what I'm eating tonight, to go to a lovely restaurant, and to actually touch my romantic partner 😦    x
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I'm hating the lack of spontaneity, can't just look up and talk...
    It's all typey type or make a call.
    It's just not the same somehow...
    If it's not adding up, compound it!
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