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Keep calm and carry on....

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Comments

  • badmemory
    badmemory Posts: 9,708 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    We could do with a DeLorean (sp) right now.  In the past I tended to have had some idea what was going to happen.  I even kept saying back in 2008 when everyone thought it would all be resolved in 6 months to a year that it was going to take more like 4.  But this time with house prices still going up for which there is no logical reason, I just don't have a clue, unless people with any money at all are taking it out of the banks to buy property which is at least unlikely to completely disappear.  I certainly think that if people have found the financial side of the virus dire, they are going to find next year an even bigger challenge.
    I was very interested to see gov agencies telling schools to stockpile whilst telling us there was no need to.
  • badmemory said:
    We could do with a DeLorean (sp) right now.  In the past I tended to have had some idea what was going to happen.  I even kept saying back in 2008 when everyone thought it would all be resolved in 6 months to a year that it was going to take more like 4.  But this time with house prices still going up for which there is no logical reason, I just don't have a clue, unless people with any money at all are taking it out of the banks to buy property which is at least unlikely to completely disappear.  I certainly think that if people have found the financial side of the virus dire, they are going to find next year an even bigger challenge.
    I was very interested to see gov agencies telling schools to stockpile whilst telling us there was no need to.
    The government have been telling various public sector bodies to stockpile certain things for a while.  In the hospital I used to work at, we were being told to stockpile vitamin tablets for our inpatient units 2 years ago in case there were issues with food supply chains.  One representative even said we may want to look into seeing if we could turn the field next door into vegetable plots because we were in an awkward location :lol:
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Apologies for the excessive use of the exclamation mark this evening 😀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Ooh, digging for victory - it really is like a new War!

    In other news, I just had an email telling me I didn't get a job I applied for in August 🤣! Er, yeah, I'd worked that out! That's two in two days, yesterday's rejection was for an application of a similar vintage (although they said the role had been withdrawn altogether!) - I would have been crucified in my old job if I took that long to make my mind up about candidates!
    When I applied for my current job, they extended the closing date by a week, and then took 6 weeks to shortlist.  Interviews were 4 weeks after that and then they waited another 2 weeks before making a decision.  Then had the cheek to have a bit of a moan that I had a 3 month notice period :lol:  Like you, I would have been killed by both my manager and the HR department if I'd taken that long to do anything, but having worked here almost a year, I now understand just how long it takes for things to move here.  Still waiting for a training video to be signed off which was finalised in July :lol:
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • badmemory
    badmemory Posts: 9,708 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 20 November 2020 at 5:36PM
    Please don't apologise for exclamation marks.  Personally I love them & they are so expressive.  I still haven't found an emoji that can replace them properly.  !! just because I can!
  • South_coast
    South_coast Posts: 5,896 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Jolly good, I shall keep exclaiming 😀!!!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 5,896 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    In other news, I have received a tax coding saying I will owe HMRC £161.40 by the end of the tax year so they've adjusted my tax code accordingly to recover it in equal instalments by then (they'd better adjust it back again in April!) I'm assuming this will be the tax on the Jobseeker's Allowance that badmemory warned me about, as it's almost exactly the £165 I've got set aside. However if they're taking it 1/5 at a time, that's only £32.28 a month so I don't think I'll really miss that each month and am tempted to just lob the £165 in the OP pot.... Think I'll sleep on it 😀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • badmemory
    badmemory Posts: 9,708 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    There should be an X on the end of that code.  If it is still there in April's payslip just ring (about 8 am) & tell them to get it put right.  I say 8am because that is when the lines open & are the less busy, sometimes before 8 is answered too.  Not only does it get answered but it can often be answered by someone who isn't (excuse the phrase) a phone monkey & knows what they are talking about.
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