Mortgage start: April 2024 - 295k Current £256k
Emergency fund: 13.5k/15k
Current mortgage free year: 2054 2039
Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
The little joy list
Books read: 41 (2024) | 12 (2025)
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Comments
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OMG, I have just done FOURTEEN stories on Streetbees 😮😮😮! One of them asked me to describe how I clean my teeth. I don't think I've ever written the word "spit" that many times before 🤣!
There are two more available on there, but I just can't bring myself to do them now....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!9 -
Hi southcoast just been catching up on your diary as I’ve been neglecting the MFW Board of late! Great news on the job and sorry to hear about your DVT sounds v scary. Glad that you made a good recovery.MFW #69 Mortgage remaining Jan 2021 £221,644; Jan OP £1000;4
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Thank you xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
£900 OP made 😀😀😀
Last week's OP hasn't credited yet. Not sure why, it normally takes 4/5 working days and it's been that. I want to update my signature! The withdrawal from my S&S ISA doesn't seem to have been processed yet either, why are my financial institutions being so slow? At least it's gone up again in the meantime, so not the end of the world, I guess....
I have received a small inheritance (feel like I'm reading one of those Monopoly cards saying that). I've tucked some away for a family meal in memory of my relative when circumstances allow, but the rest will be going on OP's. I'm still using up the tax rebate (and the chipping off of the 10% pots) at the moment, but this will keep the OP train rolling a little longer xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!9 -
Sorry for your loss sc, nice idea to have a family meal in the future to remember your relative 🙂MFW 67 - Finally mortgage free! 💙😁3
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Thanks NG. It was back at the beginning of the year, so not so raw now (Covid slowed down all the paperwork processing). Plus they were 92, so it was a life well-lived. The meal will be a nice chance to remember all their stories about the War etc (which we've heard frequently, due to dementia 😀)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
I'm glad they had a lovely life
Just catching up your diary. And the mortgage seems crazy close, well done!3 -
That was a whopper OP for the month3
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Thanks 😀 I've got a couple more lined up too (anything over £1k reduces the monthly payment, so I tend to cap them at £900 in case I'm a plonker and accidentally pay off another £100 without realising it 🤣!)
I think you need to update your signature Missus 😀😀😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Congrats on the great overpayment, SC 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2
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