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Keep calm and carry on....

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  • Hi southcoast just been catching up on your diary as I’ve been neglecting the MFW Board of late! Great news on the job and sorry to hear about your DVT sounds v scary. Glad that you made a good recovery. 
    MFW #69 Mortgage remaining Jan 2021 £221,644; Jan OP £1000;
  • Thank you x
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Sorry for your loss sc, nice idea to have a family meal in the future to remember your relative 🙂
    MFW 67 - Finally mortgage free! 💙😁
  • South_coast
    South_coast Posts: 5,897 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks NG. It was back at the beginning of the year, so not so raw now (Covid slowed down all the paperwork processing). Plus they were 92, so it was a life well-lived. The meal will be a nice chance to remember all their stories about the War etc (which we've heard frequently, due to dementia 😀)
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • I'm glad they had a lovely life :)
    Just catching up your diary. And the mortgage seems crazy close, well done!
    Mortgage start: April 2024 - 295k  Current £256k
    Emergency fund: 13.5k/15k 
    Current mortgage free year: 2054 2039
    Mortgage free diary: Snug & Sorted: Our Race to Mortgage Freedom
    The little joy list
    Books read: 41 (2024) | 12 (2025)

  • ElmoR
    ElmoR Posts: 414 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    That was a whopper OP for the month :)
  • Thanks 😀 I've got a couple more lined up too (anything over £1k reduces the monthly payment, so I tend to cap them at £900 in case I'm a plonker and accidentally pay off another £100 without realising it 🤣!)

    I think you need to update your signature Missus 😀😀😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Jessy103
    Jessy103 Posts: 2,257 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Congrats on the great overpayment, SC 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
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